I received an offer from NUS on June 6th, but I decided to withdraw it due to the high costs. Recently, I received an offer from NTU, along with an interview for a scholarship. I had the interview yesterday, and within two hours, I was offered the scholarship. I have to make a decision today by 6 PM. The financial burden is weighing heavily on me. If I don't secure a job after 4 years, I will have to repay the full amount, which will include interest, bringing the total to around 1.5 crores. My parents are supportive and understand the situation, I'm still feeling anxious about the decision. I'm not trying to boast or make anyone feel bad; I just need genuine advice. Please help me make the best choice moving forward? I would really appreciate the perspective.