University of Southern Mississippi (USM) Courses and Fees 2026-27

University of Southern Mississippi fees for Indian students depend on level, credit load, and campus format. PG (postgraduate) tuition is usually USD 12,794-12,820 (INR 12.21-12.24 Lakhs) annually. UG (undergraduate) tuition is USD 12,794 (INR 12.21 Lakhs) annually for 12-19 credits. The popular Master of Science in Computer Science costs USD 12,820 (INR 12.24 Lakhs) annually.

The University of Southern Mississippi (USM) estimates nine-month housing and meals at USD 11,854 (INR 11.32 Lakhs). Campus residence halls provide the clearest first option, with published annual rates from USD 5,360 (INR 5.12 Lakhs). Private Hattiesburg housing remains a separate commute option; compare deposits, bills, lease length, and transport. The estimate excludes summer and winter-break living costs.

For the Bachelor of Science in Applied Economics, the 10-month first-year budget is USD 36,757 (INR 35.09 Lakhs). It includes mandatory charges. Four years of tuition and four 10-month living periods total USD 145,423 (INR 1.39 Crore) using current published rates. Next fee-year amounts are not published; rerun totals when USM releases 2027/28 rates.

Exchange rate used throughout: USD (U.S. dollar) 1 = INR (Indian rupee) 95.47, supplied for 14 August 2026 from open.er-api.com.

Review international admissions requirements before the October 1, 2026 Spring 2027 deadline.

University of Southern Mississippi Tuition Fees by Programme

USD 12,794 (INR 12.21 Lakhs) is the standard annual nonresident tuition and fees for most programmes. Online programmes may waive nonresident charges when their official page states that rule.

University of Southern Mississippi PG Fees: 2026/27

USD 12,794 (INR 12.21 Lakhs) is the common annual PG rate for a standard Fall and Spring credit load. USM’s international affidavit lists USD 12,820 (INR 12.24 Lakhs) for tuition and fees. The graduate deadline is October 1, 2026 for Spring 2027 and May 1 for Fall admission.

Source: USM General Tuition and Fees, graduate programme pages, and the international affidavit.

• Master of Business Administration (MBA) is advertised as a one-year full-time option.
• Master of Science in Information Technology and Cybersecurity Management requires 30 credit hours.
• Leadership and Talent Development waives out-of-state tuition for fully online study.
• Master of Library and Information Science students pay the resident tuition rate online.

University of Southern Mississippi Undergraduate Fees: 2026/27

USD 12,794 (INR 12.21 Lakhs) covers 12-19 undergraduate credits for one Fall or Spring academic year. The same standard rate applies across the mainstream undergraduate programmes named in the table.

Source: USM undergraduate programme pages, Costs and Scholarships page, and General Tuition and Fees.

• Accounting offers Hattiesburg and fully online formats, so the fee basis must match the chosen format.
• Applied Economics BS is available at Hattiesburg and online, with international admission terms listed separately.
• Biological Sciences includes Hattiesburg and Gulf Park options, which can affect housing decisions.
• USM’s international affidavit uses four years as the Bachelor’s support period.

Review international admission requirements after shortlisting a credit load.

University of Southern Mississippi Fee Trend by Year

USD 12,794 (INR 12.21 Lakhs) is the 2026/27 benchmark for undergraduate tuition and fees. The USD 400 (INR 38,188) increase from 2025/26 affects housing and funding timing.

Source: USM General Tuition and Fees, undergraduate nonresident rates.

The 3.2% rise is manageable only when the first semester’s housing and insurance cash are reserved. Use the latest published fee-year until the next official year is released, then rerun totals.

Review admission deadlines before committing to a fee year.

Cost of Living in Hattiesburg for Indian Students

USM’s published nine-month housing and meals estimate is USD 11,854 (INR 11.32 Lakhs). Books, supplies, and personal expenses add USD 6,686 (INR 6.38 Lakhs) annually.

Source: USM International Student and Scholar Services 2026/27 affidavit.

• USM publishes Century Park, Hillcrest Hall, and Wilber Hall as campus housing choices.
• Private Hattiesburg housing has no university-published rent range in the fetched sources.
• Private leases require separate checks for deposits, utilities, transport, and lease length.
• The affidavit excludes summer and winter-break living costs from its nine-month estimate.

Published Campus Housing Near Hattiesburg for Indian Students

USD 5,360 (INR 5.12 Lakhs) is the lowest published annual room rate. Meal plans remain separate from room charges.

Source: USM Costs and Scholarships, campus housing and meal plans.

For Spring 2027, reserve the published campus option before the first semester bill. USM requires at least 25% of tuition and fees at term start.

Total Cost of Studying at the University of Southern Mississippi

USD 36,757 (INR 35.09 Lakhs) is the average first-year Applied Economics BS budget using ten months of living costs. Tuition, health insurance, and international services are included. The F-1 visa fee and the Student and Exchange Visitor Information System (SEVIS) fee are also included.

Source: USM 2026/27 international affidavit, housing rates, and official U.S. government fee pages.

Living uses ten months for the UG route. The comparison uses current published rates, not a future-fee forecast.

• Tuition uses the 2026/27 nonresident undergraduate rate for 12-19 credits.
• Living uses the lower, average, and higher published campus housing and meal combinations.
• Mandatory fees include USD 2,528 (INR 2.41 Lakhs) insurance and USD 300 (INR 28,641) services. The same line includes USD 185 (INR 17,662) visa and USD 350 (INR 33,415) SEVIS charges.
• The housing estimate is not a private-rent average and excludes summer and winter breaks.
• Visa and SEVIS appear once, while university health insurance and services recur with academic billing.

Four years of Applied Economics tuition plus four ten-month living periods total USD 145,423 (INR 1.39 Crore). Borrowing INR 1.39 Crore would create an equated monthly instalment (EMI) of about INR 1.88 Lakhs monthly. This assumes 10 years at 10.5%.

Review admission and funding details before borrowing.

University of Southern Mississippi Scholarships for Indian Students

USD 10,000 (INR 9.55 Lakhs) is the largest published Academic Excellence award below full tuition. Fall 2027 amounts are not announced.

Source: USM scholarship pages, Graduate School assistantships, and English graduate funding page.

Indian funding is more useful for the next Fall 2027 cycle than Spring 2027. No currently open external Indian award is included.

General funding note: The JN Tata Endowment is recurring, but its 2026-27 application closed on March 29, 2026. Its Fall 2027 deadline is pending, so it is not available funding for the current intake.

• Academic Excellence Scholarship amounts for Fall 2027 remain pending, so they are excluded from the total budget.
• Graduate assistantships can waive tuition while leaving course and international fees payable.
• JN Tata support is a loan scholarship, not a fee waiver or automatic university award.
• Spring 2027 funding should not be assumed because the main Indian award window has closed.

University of Southern Mississippi Tuition Deposit and Payment Options

At least 25% of tuition and fees is due at semester start. No university-wide tuition deposit amount is published in current international payment rules.

Course-specific offer letters control any additional payment requirement. The following featured programmes have no published course-specific deposit figure in the fetched official payment pages.

Source: USM Fee Payment, Billing Schedule, and International Wire Transfer Services.

Methods of Payment

• Bank transfer or telegraphic transfer through Convera GlobalPay for Students.
• PayMyTuition, USM’s additional international payment provider.
• Forex card, after checking the card’s merchant and foreign-exchange limits.
• Education-loan disbursement, scheduled before the semester bill becomes due.

Convera holds its exchange-rate quote for 72 hours. A provider or forex card can save about 2-3% compared with a raw bank wire, depending on charges.

Steps to Pay Tuition Fees for International Students

1. Accept the offer and complete USM’s financial documentation.
2. Pay any amount shown in the student account or offer letter.
3. Receive the Form I-20, the Certificate of Eligibility for Nonimmigrant Student Status.
4. Pay the balance against each semester’s Student Online Account and Registration (SOAR) invoice.
5. Keep every payment receipt for the visa and financial records.

Fall 2026 billing used an August 10, 2026 due date. Spring 2027 billing dates are not published, so use the SOAR invoice after admission.

Hidden Costs of Studying at the University of Southern Mississippi

USD 535 (INR 51,076) is the unavoidable U.S. government visa and SEVIS outlay before arrival. Housing, insurance, and setup cash can raise the amount substantially.

• Spring 2027 applications close October 1, 2026; a late admission leaves less visa preparation time.
• The F-1 student visa application fee is USD 185 (INR 17,662).
• The I-901 SEVIS fee is USD 350 (INR 33,415) for F and M students.
• USM’s required health insurance is USD 2,528 (INR 2.41 Lakhs) for 2026/27.
• USM recommends at least USD 1,300 (INR 1.24 Lakhs) in arrival cash.
• International English Language Testing System (IELTS) retakes, bank charges, device costs, and airfare remain variable.

Cash Needed Before Arrival

USD 5,455 (INR 5.21 Lakhs) covers the visa and SEVIS charges. It also covers Wilber Hall and Black and Gold charges for the published academic year.

No verified course deposit is included. Health insurance timing can vary, so confirm its due date in the student account.

Budget approximately INR 51,076-5.21 Lakhs for first-year hidden costs.

Source: U.S. Department of State, U.S. Immigration and Customs Enforcement, and USM international cost documents.

Source: The U.S. Department of State student visa page, ICE I-901 fee guidance, and USM cost documents.

Fee Saving Strategies for Indian Students

USD 3,460 (INR 3.30 Lakhs) separates the lowest and highest published annual campus room and meal combinations. Compare that difference before selecting Spring 2027 housing.

• Choose Wilber Hall with Black and Gold for USD 9,840 (INR 9.39 Lakhs) annually.
• Century Park with To The Top costs USD 13,300 (INR 12.70 Lakhs) annually.
• F-1 students may work up to 20 hours weekly on campus while classes are in session.
• Section 80E of India’s Income Tax Act covers eligible higher-education loan interest, subject to tax rules.
• Check whether a fully online course explicitly waives nonresident tuition before choosing a fee band.
• Optional Practical Training (OPT) can last 12 months after study. A qualifying STEM degree can add 24 months.

USM’s online fee waivers do not automatically create an F-1 campus route. Confirm delivery mode before paying international costs.

Source: USM housing and fee pages, the Income Tax Department, and U.S. Immigration and Customs Enforcement employment guidance.

Is the University of Southern Mississippi Worth the Cost for Indian Students

USD 145,423 (INR 1.39 Crore) is the current four-year Applied Economics budget. USM’s Applied Economics page reports 100% graduate placement and USD 49,000 (INR 46.78 Lakhs) average starting salary.

Those outcomes apply to Applied Economics, not every USM programme. Treat the salary figure as programme evidence, not a universal guarantee.

An eligible F-1 graduate may use up to 12 months of Optional Practical Training (OPT). A qualifying Science, Technology, Engineering, and Mathematics (STEM) degree may add 24 months.

Borrowing the full INR 1.39 Crore implies an EMI of about INR 1.88 Lakhs monthly. This assumes 10 years at 10.5%. Compare that repayment with the written salary offer before borrowing.

Source: USM Applied Economics programme page, USCIS practical-training guidance, and ICE OPT guidance.