Bachelor of Commerce [BCom]
Field of Study:
$45,135 /Yr
University of Toronto Bachelor of Commerce (BCom) is a four-year, full-time undergraduate honours degree at the St. George campus in Toronto, Ontario. September 2027 applicants need an accepted Class XII qualification, senior English and calculus preparation, followed by a supplemental assessment. September 2027 final tuition is unpublished; September 2026 first-year tuition was C$66,110 (INR 44.26 Lakhs), as a prior-cycle reference.
Rotman Commerce combines business with economics and Arts & Science electives, with specialisation following a conditional first-year foundation. Its Accounting, Finance & Economics and Management pathways suit applicants who want business breadth before choosing a specialist direction. The academic tradeoff is explicit: admission from school still requires meeting university course thresholds before progressing into the specialist programme.
- Upper-year business classes are capped at 55 students, supporting discussion and feedback during specialist study.
- Dedicated professional-skills support includes writing, presentation and teamwork coaching alongside academic teaching.
- Summer internships are available through employer recruitment, although Rotman Commerce does not operate a co-op programme.
Current Admission Status
Applications for the September 2027 intake are Open. International student deadline: 15 January 2027.
The final cutoff is 11:59 PM EST (Eastern Standard Time) on 15 January, equivalent to 10:29 AM IST (Indian Standard Time) on 16 January 2027. Indian applicants seeking early consideration must submit the initial application by 7 November 2026 and supporting material by 1 December 2026.
Also Check: University of Toronto BCom Admission
U of T BCom Fees and Living Costs 2027
Final 2027 tuition remains unpublished, although the university has issued an indicative first-year figure for that cycle. Verify the target fee on the official fee page.
The table distinguishes 2026-27 tuition from the university’s planned 2027-28 amount and the confirmed September 2027 supplemental application charge.
| Fee item and basis | Canadian dollars | INR equivalent |
|---|---|---|
| First-year tuition, 2026-27 prior-cycle reference | C$66,110 | INR 44.26 Lakhs |
| First-year tuition, 2027-28 officially planned, subject to change | C$68,750 | INR 46.02 Lakhs |
| September 2027 supplemental application fee | C$52 | INR 3,481 |
All INR conversions in the article use a conversion rate of CAD 1 = INR 66.9434 as of 06 November 2026. Rates fluctuate daily, verify before applying.
Source: University of Toronto statutory tuition fee report and Rotman Commerce supplemental application page.
First-year tuition does not represent the annual charge throughout the degree, because deregulated Commerce fees begin after entry into the specialist programme. Incidental charges, ancillary fees and international health insurance require separate provision; the statutory tuition schedule excludes these items. The university directs applicants to their offer for any admission deposit, so no programme-wide deposit or 2027 payment schedule is assumed here.
Cost of Living in Toronto for BCom Students
The university’s 2026 off-campus estimates provide a planning reference for Toronto, rather than a confirmed 2027 residence package. Electricity and groceries have open-ended minimums, so adding the lower endpoints produces a baseline rather than a maximum budget.
| Expense | Monthly (CAD) | Monthly (INR) |
|---|---|---|
| Housing | C$1,220 to C$2,700 | INR 81,671 to INR 1.81 Lakhs |
| Electricity, starting from | C$65 | INR 4,351 |
| Home internet | C$60 to C$115 | INR 4,017 to INR 7,698 |
| Phone | C$50 to C$100 | INR 3,347 to INR 6,694 |
| Tenant insurance | C$30 to C$50 | INR 2,008 to INR 3,347 |
| Food and groceries, starting from | C$350 | INR 23,430 |
| Transport | C$0 to C$150 | INR 0 to INR 10,042 |
| Clothing and shoes | C$50 to C$100 | INR 3,347 to INR 6,694 |
| Entertainment and other expenses | C$200 | INR 13,389 |
| Calculated monthly lower-endpoint baseline | C$2,025 | INR 1.36 Lakhs |
| Calculated annual baseline, 12 months | C$24,300 annually | INR 16.27 Lakhs annually |
A prior-cycle planning illustration combines C$66,110 tuition (INR 44.26 Lakhs) with C$24,300 living expenses (INR 16.27 Lakhs). The calculated first-year subtotal is C$90,410 (INR 60.52 Lakhs), excluding insurance, incidental fees, books, travel and immigration charges. A complete September 2027 all-in budget cannot yet be calculated from final approved charges, and multiplying first-year tuition by four would overlook higher specialist fees.
Read More: Cost of Living in Canada
Upper-year fee verification
The viewbook and statutory schedule show different upper-year reference amounts, so this article excludes that disputed figure. Request a cohort-specific four-year fee estimate before fixing a loan amount, including the transition into deregulated Commerce fees.
Key insight: The 2026-27 tuition-plus-living illustration already exceeds INR 60 Lakhs before additional charges, making upper-year fee verification essential before accepting.
U of T BCom Admission 2027
September 2027 is the published school-leaver intake for this St. George course. Indian applicants need the correct school subjects and supplemental responses; meeting English-test requirements alone does not establish academic eligibility.
The following requirements apply to international school applicants, with Indian qualifications assessed by the university.
| Admission component | Requirement for Indian applicants |
|---|---|
| School qualification | Central Board of Secondary Education (CBSE) All India Senior School Certificate or Council for the Indian School Certificate Examinations (CISCE) Indian School Certificate; excellent State Board results receive individual consideration. |
| Required subjects | Senior English and calculus preparation; CBSE Class XII Standard Mathematics meets the relevant subject route, while Applied Mathematics does not. |
| Academic competitiveness | The programme assesses grades alongside wider applicant suitability; no verified Indian-board admission cutoff or admitted-cohort percentage is published. |
| Non-academic assessment | Mandatory supplemental written and video responses covering communication, leadership, community involvement and interest in business. |
| Graduate admission tests and experience | No GMAT, GRE or professional work-experience requirement appears in this undergraduate application route. |
The qualification name matters because the university assesses school systems individually, rather than applying a generic foreign-grade conversion. Submit the exact board credential and mathematics syllabus; a high overall percentage cannot replace a missing calculus prerequisite.
English Language Requirements
The current undergraduate policy lists IELTS (International English Language Testing System), TOEFL (Test of English as a Foreign Language) and PTE (Pearson Test of English). These tests establish language readiness separately from the required senior English subject.
| Test or route | Published requirement |
|---|---|
| IELTS Academic | Overall 6.5; each band at least 6.0. |
| TOEFL internet-based test, revised scale | Overall 4.5; Writing 4.5; Speaking 4.0. |
| TOEFL taken before 21 January 2026 | Total 89; Speaking and Writing each at least 22. |
| PTE Academic | Overall 65; every component at least 60. |
| School-English exemption | Four years of qualifying full-time study in Canada or an eligible English-dominant country; Indian English-medium schooling alone is not a listed exemption. |
TOEFL scores must come from one sitting, because the university excludes combined MyBest results. The university’s revised TOEFL wording is: “The minimum requirement is an overall score of 4.5 with 4.5 in Writing and 4.0 in Speaking.”
- Check every IELTS band against 6.0 before arranging official score delivery, because a sufficient overall score can conceal an ineligible component.
- Request an exemption through the applicant portal only when your schooling meets the listed country and duration conditions.
- Arrange test-provider delivery to reach the supporting-document deadline rather than relying on an uploaded personal score report.
Progression After First Year
Guaranteed Admission is conditional: students need 4.0 credits and the specified marks before joining a specialist programme. The standard route requires 67% in Introduction to Management, 63% in each introductory economics course and 63% in Calculus and Linear Algebra. Alternative mathematics routes have separate thresholds, so choose the course sequence with an academic adviser rather than assuming every calculus option uses 63%.
Each required course may be repeated once, but economics marks cannot be averaged together to satisfy the two thresholds. This makes sustained first-year preparation more relevant than treating the school-leaver offer as the final academic hurdle.
Tip for Indian students: Check Class XII Standard Mathematics first, then protect study time for the separate first-year economics thresholds before adding internship or club commitments.
U of T BCom Application 2027
Apply by 7 November 2026 for early consideration, then complete the supplemental assessment and supporting documents by 1 December 2026. The final route remains available until January, but the programme warns that later supporting material can delay consideration beyond its earlier rounds.
These are the published deadlines for September 2027 entry; EST means Eastern Standard Time and IST means Indian Standard Time. The Indian conversions below preserve the source’s stated EST cutoff.
| Stage | Published cutoff | Indian equivalent |
|---|---|---|
| Early initial application | 7 November 2026, 11:59 PM EST | 8 November 2026, 10:29 AM IST |
| Early supplemental application and documents | 1 December 2026, 11:59 PM EST | 2 December 2026, 10:29 AM IST |
| Final initial application | 15 January 2027, 11:59 PM EST | 16 January 2027, 10:29 AM IST |
| Final supplemental application and documents | 1 February 2027, 11:59 PM EST | 2 February 2027, 10:29 AM IST |
| Residence-interest deadline | 31 March 2027, 11:59 PM EST as printed | 1 April 2027, 10:29 AM IST using printed EST |
The university’s portal controls the cutoff, rather than the Indian calendar date alone. The housing page prints EST for March, although Toronto ordinarily observes daylight time then; confirm that portal clock before relying on the conversion. Residence eligibility also requires accepting the admission offer and meeting subsequent residence deposit deadlines.
Application Route and Supplemental Assessment
School applicants outside Canada can use the U of T International Application when they have never studied in Canada and are applying only to Toronto. Applicants including other Ontario universities, or with the specified Canadian study or residence history, use OUAC (Ontario Universities’ Application Centre). Both routes require selecting Faculty of Arts & Science, St. George campus and the Rotman Commerce admission category.
The supplemental assessment contains one prepared written response and three video responses, including one prepared video question. The written task allows 20 minutes; each video response has 90 seconds inclusive of its 30-second preparation period. Because unlimited practice is available in the portal, rehearse concise examples of leadership and community contribution before recording the assessed responses.
- Submit the initial application early enough to receive portal credentials before attempting the supplemental assessment.
- Use the portal checklist to track transcripts, school results and official language scores rather than assuming application submission completes the file.
- Separate the 1 December early-document target from the 7 November initial application deadline when arranging school uploads.
Decision timing needs portal confirmation
Official materials describe different monthly decision windows, so a fixed offer date cannot be assigned to an application stage. Check the Rotman Commerce application deadlines and your portal before linking another university’s acceptance deposit to an expected Toronto decision.
Application tip: Early consideration requires both submissions: the initial application by 7 November and the completed supplemental file by 1 December 2026.
U of T BCom Scholarships 2027
International merit awards can reduce the funding burden, but their published maximums are not guaranteed awards for every admitted student. The following monetary awards are currently published without a specified September 2027 award cycle, so confirm the offer-specific amount before reducing your budget.
Current published awards: eligibility depends on the named international-student or competition condition, rather than admission alone.
| Award | Published value | INR equivalent | Eligibility and route |
|---|---|---|---|
| U of T International Scholar Award | Up to C$100,000 over four years | Up to INR 66.94 Lakhs | Selected international entrants assessed automatically for merit, with renewal subject to continuing eligibility. |
| Rotman Commerce International Merit Admission Award | Up to C$50,000 over four years | Up to INR 33.47 Lakhs | Automatic merit consideration for selected international entrants, with renewal subject to continuing eligibility. |
| Boardroom Case Competition Award | C$2,500, non-renewable | INR 1.67 Lakhs | For members of the competition’s winning team who enter Rotman Commerce full-time and satisfy their admission offer. |
The International Scholar schedule provides up to C$40,000 initially (INR 26.78 Lakhs), followed by C$20,000 annually (INR 13.39 Lakhs). The Merit Award instead provides up to C$20,000 initially (INR 13.39 Lakhs), followed by C$10,000 annually (INR 6.69 Lakhs). These instalments distinguish first-year cash support from the headline four-year value, which matters when arranging the initial tuition payment.
Renewal depends on continued eligibility, including full-time registration, academic standing and completion of the specified credits. For both international awards, the terms require 4.0 credits by the end of each Fall/Winter session, with stated accommodation exceptions. Summer study cannot repair that annual credit requirement, so consult an adviser before reducing your course load or reorganising an exchange.
Pearson Funding for September 2027
The Lester B. Pearson International Scholarship covers tuition, books, incidental fees and full residence support for four years. Its September 2027 student application and documentation deadline is 6 November 2026, but nomination and university application prerequisites have already closed. Only applicants nominated by 9 October who applied to Toronto by 16 October can complete that remaining stage.
- Use the award amount shown in your admission portal, because published maximums cannot establish your personal net tuition.
- Retain enough funding for payments before the award reaches the student account, as the international awards are credited after enrolment confirmation.
- Check Pearson compatibility before combining awards, because the international merit-award terms identify Pearson as an exception to normal award stacking.
Also Check: University of Toronto Scholarships
Need-based funding conflict
The live funding page invites international financial-aid applications, while the viewbook says international students are ineligible for need-based aid. Verify your route on the official Rotman Commerce funding page before treating need-based assistance as available.
Scholarship reality: Renewable awards depend on credit completion as well as admission, so protect eligibility before using a four-year award maximum in loan calculations.
U of T BCom Salary 2027
Course-cohort outcome evidence comes from the Class of 2025, rather than a forecast for September 2027 entrants. Rotman Commerce reports 95% employment within nine months among graduates seeking employment, based on a voluntary survey with an 83% class response rate.
The 2025-26 employment report gives a Class of 2025 overall median of C$70,500 (INR 47.20 Lakhs). Its overall average is C$77,240 (INR 51.71 Lakhs), and the industry table measures total compensation including guaranteed additional components where applicable.
Class of 2025 course outcomes: salary figures below are annual reported compensation, rather than external job-market benchmarks.
| Industry or overall measure | Median compensation (CAD) | INR equivalent |
|---|---|---|
| Overall | C$70,500 | INR 47.20 Lakhs |
| Accounting services | C$62,500 | INR 41.84 Lakhs |
| Banking and capital markets | C$98,500 | INR 65.94 Lakhs |
| Asset and investment management | C$68,500 | INR 45.86 Lakhs |
| Consulting | C$78,500 | INR 52.55 Lakhs |
| Technology | C$78,500 | INR 52.55 Lakhs |
Source: Rotman Commerce Employment Report 2025-26, Class of 2025.
Among reported industry destinations, 35% entered financial services, 17% accounting services and 14% consulting; finance accounted for 34% of job functions. Geography was concentrated in the Greater Toronto Area at 82%, with 6% elsewhere in Canada, 4% in the United States and 8% internationally elsewhere. India appears among employment destinations, but the report does not establish an India-specific salary.
The same cohort reports 86% internship participation, making internship preparation relevant alongside specialist coursework. The programme’s employer-engagement page names firms including Deloitte, EY, Bain and McKinsey, but does not quantify each firm’s hiring volume. Because Rotman Commerce has no co-op programme, employer access should not be treated as an allocated paid work term.
Salary evidence has a narrower response base than the employment survey, with compensation information supplied by approximately 65% of graduates. Inspect the methodology in the official Rotman Commerce employment report before treating an industry median as a personal earnings assumption. Take-home income changes with province, deductions and compensation structure; use the Canada Revenue Agency Payroll Deductions Online Calculator before setting a repayment amount.
Return on Investment for Indian Applicants
Return on investment cannot yet be reduced to a reliable payback period because final 2027 fees and future upper-year charges remain unsettled. The prior-cycle first-year subtotal of C$90,410 (INR 60.52 Lakhs) also excludes additional charges, so affordability must precede a salary-based borrowing decision.
- The Class of 2025 median includes compensation beyond base pay, so request a base-salary repayment assessment before using it to justify debt.
- The 82% Toronto employment concentration supports a Canada-focused search, so test an India-return funding case separately without importing Canadian compensation into it.
- With no co-op allocation, reserve funding independent of internship income and use career coaching to prepare for competitive summer recruitment.
- Current rules permit eligible graduates up to three years of post-study work, so evaluate Canadian job-search time within that window rather than assuming permanent residence.
- International awards require continuing eligibility, so calculate your borrowing requirement without an unconfirmed scholarship and revise it only after the award offer arrives.
Read More: University of Toronto Courses and Fees
ROI reality: Programme-specific employment evidence supports evaluating a Toronto business career, but unsettled four-year costs prevent a defensible repayment forecast for September 2027 entrants.
Canada Visa for U of T BCom Students 2027
Eligible full-time BCom graduates may apply for a PGWP (Post-Graduation Work Permit) under current Canadian rules. This permit can provide up to three years of post-study work after an eligible programme lasting at least two years. Rules checked on 6 November 2026 govern this planning context, rather than establishing the policy that will apply after a four-year degree.
- Current study-permit maintenance proof is C$23,448 (INR 15.70 Lakhs) for one applicant, excluding tuition and transportation, so keep it separate from Toronto’s living estimate.
- Study-permit and individual biometric fees are C$150 (INR 10,042) and C$85 (INR 5,690), respectively, requiring an additional immigration-cost allowance.
- Bachelor’s graduates currently need Canadian Language Benchmarks 7 in each ability for the graduate permit, with no field-of-study restriction, so preserve full-time study eligibility.
- The BCom itself does not qualify a spouse for the listed student-spouse work-permit routes, although independent eligibility or another published exception may apply.
Also Check: Canada Student Visa Requirements
Visa reality: Canada has no single universal sponsorship salary threshold or fixed degree-to-permanent-residence timeline. The Canadian Experience Class requires qualifying skilled work, including at least one eligible year; the BCom alone does not satisfy that requirement.
U of T BCom Ranking 2027
The University of Toronto is 23rd globally in Business and Economics in the Times Higher Education 2026 subject ranking. This is the latest subject edition shown on the ranking provider’s university profile, rather than a separately published September 2027 BCom ranking.
The ranking covers business, accounting, finance and economics disciplines, which overlap with Rotman Commerce’s specialist choices. However, the university-wide subject position cannot establish an individual specialist’s employment rate or admission probability. Use it as academic context alongside the first-year progression requirements and course-specific employment report, rather than replacing either with a ranking position.
Check Out: University of Toronto Subject Rankings
Honest take: The 23rd-place subject result provides disciplinary context, while the Class of 2025 report gives the more direct evidence for a Rotman Commerce career decision.
Rotman Commerce fits quantitatively prepared school leavers who want a business foundation before selecting Accounting, Finance & Economics or Management. Its specialist model and internship access offer a coherent route towards business work, particularly for applicants prepared to pursue opportunities in Toronto. The material tradeoff is the combination of conditional first-year progression and unsettled four-year international costs. Complete the September 2027 application milestones, then obtain a cohort-specific fee estimate and written funding outcome before accepting a debt-funded place.
University of Toronto BCom FAQs
Ques. Is Rotman Commerce suitable if I enjoy business but struggle with mathematics?
Ans. The first year includes calculus and separate economics progression thresholds, so interest in business alone does not resolve the quantitative workload. Check your Standard Mathematics preparation against those requirements before choosing a specialist, particularly Finance & Economics. Management offers broader business choices but still shares the compulsory first-year foundation.
Ques. Can I budget for the Toronto BCom by multiplying the first-year fee by four?
Ans. No, because higher deregulated Commerce fees begin after first year, and final September 2027 charges are not yet approved. The prior-cycle first-year illustration also excludes insurance, books and incidental charges, so it cannot establish a complete four-year loan requirement. Request the entering-cohort schedule and fund later specialist years separately.
Ques. What happens if I submit my Rotman supplemental application after the early deadline?
Ans. Missing the early supplemental deadline does not close the final application route, provided you satisfy the final initial-application and document deadlines. However, later supporting material can move consideration beyond earlier decision rounds, which may complicate another university’s deposit decision. Submit a complete file by the recommended early-document deadline when you need an earlier opportunity for assessment.
Ques. Can an Indian applicant rely on a full scholarship for September 2027?
Ans. Full funding requires a specific award decision, rather than assuming that international merit consideration will cover the degree. Pearson provides extensive coverage, but its nomination and university-application prerequisites have already passed for this intake. Existing eligible nominees face the 6 November 2026 scholarship deadline; other applicants should assess affordability using confirmed personal awards.
Ques. Does the BCom employment report justify borrowing on the assumption of a Canadian job?
Ans. The Class of 2025 report provides relevant course evidence, but its Toronto concentration and reported compensation cannot establish your future earnings or immigration status. A Canada-focused applicant should test borrowing against base pay, living costs and the permitted work window. An India-return applicant needs an India-specific income assessment, because the report supplies no corresponding salary benchmark.
Tuition Fees
| Year | 1st Year Fees |
|---|---|
| Tuition Fees | $45135 (CAD 63570) |
Other Expenses
| Head | Avg Cost Per Year |
|---|---|
| Housing | $5767 (CAD 8123) |
| Food | $4693 (CAD 6610) |
Previous Year Tuition Fees
| Year | 1st Year Fees |
|---|---|
| 2024 | $43821 (CAD 61720) |
Important Dates
| Event | Application Date |
|---|---|
| Application Deadline For 2026 Intake | |
| Deadline To Submit Supporting Documents for 2026 Intake | |
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TOP Scholarships
| Scholarship name | Award amount | Eligibility |
|---|---|---|
| International Merit Admission Award | $20,000 | Merit Based |
| University of Toronto International Scholar Award | $40,000 | Merit Based |
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|---|---|---|---|---|
| U of T Karta Scholars Program | Scholarship per studentVariable Amount | Level Of StudyBachelor | TypeCollege-Specific | |
| University of Montreal Scholarships | Scholarship per studentVariable Amount | Level Of StudyBachelor | TypeCollege-Specific | |
| VueVille Future Technology Scholarship | Scholarship per student$ 710/Yr$1,000 | Level Of StudyBachelor | TypeMerit-Based | |
| Go Clean Scholarship | Scholarship per student$ 2,485/Yr$3,500 | Level Of StudyBachelor | TypeMerit-Based | |
| Forktip Women’s- Innovation Scholarship | Scholarship per studentVariable Amount | Level Of StudyBachelor | TypeCollege-Specific | |
| Jared J. Davis Grant | Scholarship per student$ 710/Yr$1,000 | Level Of StudyBachelor | TypeMerit-Based |
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