Kristu Jayanti University (Deemed to be University) B.Com Banking Finance Service and Insurance: Fees 2026, Course Duration, Dates, Eligibility

Kothanur, BangaloreDeemed to be UniversityEstd 1999 Bangalore University, Bangalore NAAC Grade A++ 3.7
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The B.Com Banking, Financial Services and Insurance (BFSI) is a full-time, on-campus undergraduate programme offered by Kristu Jayanti (Deemed to be University), Bangalore, under its School of Commerce, Accounting and Finance. The programme is designed to meet the increasing demand for professionals in the BFSI sector, combining academic theory with practical financial and regulatory insights. It provides comprehensive coverage of banking laws, financial instruments, insurance principles, financial statement analysis, risk management, and investment planning. The programme spans 3 years (6 semesters), with an optional 4th year for a B.Com Honours degree under NEP 2020. The annual tuition fee is Rs. 1,50,000, making the total tuition fee Rs. 4,50,000 for the 3-year programme. The BFSI sector is one of India's largest job creators, making this programme highly relevant for students targeting careers in banks, NBFCs, insurance companies, and financial consultancies.

Admissions for the 2026-27 academic year are currently open. Applications can be submitted online through the university's admission portal. The last date for applications is typically in May-June 2026, with batch commencement in July 2026. Admission is direct and merit-based, with no entrance exam required.

Key Points

  • Sector-focused programme tailored for banking, finance, insurance, and regulatory professions.
  • Curriculum covers banking operations, financial markets, insurance management, banking laws, financial instruments, risk management, and investment planning.
  • The programme follows a 4-year structure under NEP 2020: students may exit after 3 years with a B.Com degree or continue for a B.Com (Honours) degree.
  • Practical learning through case studies and simulations to understand real market operations.
  • Strong employability focus: the BFSI sector remains one of India's largest job creators.
  • Exposure to regulatory knowledge including banking laws, compliance norms, and insurance frameworks.
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Kristu Jayanti University (Deemed to be University) Latest Updates and News

16 Oct, 2026 Kristu Jayanti University (Deemed to be University) B.Com Banking Finance Service and Insurance Fee Structure 2027 has been released. The total academic fee is ₹ 4.56 Lakhs. Read More.

Kristu Jayanti B.Com BFSI Fees

The total tuition fee for the B.Com BFSI programme is Rs. 4,50,000 for the 3-year course, charged at Rs. 1,50,000 per year. In addition to tuition, students are required to pay a one-time Admission Registration Fee of Rs. 5,000 (non-refundable) and an Application Processing Fee of Rs. 1,000 (non-refundable). Students from outside Karnataka are charged an additional one-time fee at the time of admission. Hostel accommodation is optional and available at affiliated hostels near the campus, with fees ranging from approximately Rs. 57,000 to Rs. 1,36,000 per year.

Fee Structure

Fee ComponentAmount (Rs.)
Tuition Fee (Per Year)1,50,000
Tuition Fee (3 Years Total)4,50,000
Admission Registration Fee (One-time, Non-refundable)5,000
Application Processing Fee (One-time, Non-refundable)1,000
Additional Fee - Karnataka Students (Karnataka PU Board)Nil
Additional Fee - Karnataka Students (Other Boards)10,000
Additional Fee - Students from Other States20,000
Additional Fee - International Board Students (India)20,000
Additional Fee - NRI Students40,000
Total Fees (3 Years - Karnataka PU Board Students)4,56,000
Total Fees (3 Years - Other State Students)4,76,000
Hostel Fees (Optional, Per Year)57,000 - 1,36,000
  • The university does not collect any capitation fees or donations other than the fees mentioned above.
  • Fee payment can be made via Demand Draft (in favour of Kristu Jayanti (Deemed to be University), payable at Bengaluru) or online (net banking, debit/credit card).
  • The Admission Registration Fee of Rs. 5,000 is non-refundable.
  • Hostel fees are optional and vary by hostel and room type.

Kristu Jayanti B.Com BFSI Admission 2026-27

Admissions to the B.Com BFSI programme at Kristu Jayanti University are direct and merit-based, with no entrance exam required. The 2026-27 admissions are currently open. Students must apply online through the university portal, pay the application fee, and submit required documents. Admission is granted based on Class 12 marks and fulfillment of eligibility criteria.

Admission Dates

EventDate / Period
Admissions Open (2026-27)January 2026 (Ongoing)
Online Application AvailableOngoing
Application Deadline (Tentative)May - June 2026
Batch CommencementJuly 2026 (Tentative)
Application FeeRs. 1,000 (Non-refundable)
Admission Registration FeeRs. 5,000 (Non-refundable)

The dates mentioned above are tentative and subject to change.

Eligibility Criteria

  • Candidates must have completed Higher Secondary (10+2 / PUC) or equivalent with an aggregate of 40% or an equivalent CGPA.
  • No specific subject requirement at Class 12 level.
  • Students with results awaited may apply by selecting AWAITED status in the application form.

Admission Process

  • Register on the university's online admission portal (kjusys-applicant.kristujayanti.edu.in).
  • Pay the non-refundable application processing fee of Rs. 1,000.
  • Fill in academic details (Class 10, 11, and 12 marks) and upload required documents.
  • Provide Aadhaar card number (mandatory for Indian students).
  • Admission is granted based on merit and fulfillment of eligibility criteria.
  • Pay the Admission Registration Fee of Rs. 5,000 to confirm the seat.
  • No entrance exam is required; admission is direct and merit-based.

Kristu Jayanti B.Com BFSI Scholarships 2026-27

Kristu Jayanti University offers a structured scholarship programme for its students, covering merit, talent, financial need, and differently-abled categories. Students enrolled in the B.Com BFSI programme are eligible to apply for these scholarships based on their academic performance and other criteria. Additionally, several private and government scholarships are available for eligible students. The university actively conducts orientation sessions to guide students in applying for these scholarships.

Scholarship Details

Scholarship NameCategoryEligibilityAmount / Benefit
Jayantian Achievement Scholarship (JAS)Merit / Academic ExcellenceB.Com/BBA/BCA students: min. 80% marks (CIA + ESE); min. 85% attendanceFee waiver / Cash award (as per committee decision)
Jayantian Upliftment Scholarship (JUS)Financial NeedAnnual family income up to Rs. 2 Lakhs; min. 60% marks; min. 85% attendanceFee support (as per committee decision)
Jayantian Talent Scholarship (JTS)Co-curricular / Extra-curricular Excellence1st/2nd/3rd place at State/National level events; min. 60% marks; min. 85% attendanceCash award / Fee waiver (as per committee decision)
Jayantian Determination Scholarship (JDS)Divyangjan (Differently-abled)Certificate from competent authority; min. 50% marks; min. 75% attendanceFinancial assistance (as per committee decision)
Reliance Foundation UG ScholarshipPrivate / CorporateMerit + financial need criteriaUp to Rs. 2 Lakhs per year
SBI Asha ScholarshipPrivate / CorporateMerit + financial needAs per SBI norms
National Scholarship Portal (NSP)GovernmentAs per respective scheme criteriaAs per scheme
Karnataka Government Post-Matric ScholarshipGovernment (Karnataka)SC/ST/OBC/Minority students from KarnatakaAs per government norms
  • Scholarship applications for JAS, JUS, JTS, and JDS are evaluated each semester.
  • Students must maintain the required attendance and academic performance to remain eligible.
  • For private and government scholarships, students should check respective official portals for updated deadlines and amounts.
  • Contact: Student Welfare Office for more details.

Kristu Jayanti B.Com BFSI Placement 2026-27

Kristu Jayanti University's Centre for Employability and Corporate Relations (CECR) facilitates placements across 150+ organisations annually. Students from the B.Com BFSI programme are well-positioned for roles in banks, NBFCs, insurance companies, and financial consultancies. The BFSI sector is one of India's largest employers, and KJU's strong industry connections ensure good placement opportunities. The median salary for UG placed graduates in 2024 was Rs. 6.5 LPA, with top packages reaching Rs. 13.5 LPA. Key recruiters for BFSI profiles include ICICI Bank, Federal Bank, South Indian Bank, HDFC, Axis Bank, Bajaj Finance, and various insurance and financial services companies.

Placement Statistics

Placement Metric2024-25 Data
Median Package (UG)Rs. 6.5 LPA
Highest PackageRs. 13.5 LPA
Top Recruiters (BFSI)ICICI Bank, Federal Bank, South Indian Bank, HDFC, Axis Bank, Bajaj Finance, Deloitte, EY
Total Students Placed (UG)710+
Placement Training StartFrom 4th Semester

Kristu Jayanti B.Com BFSI FAQs

Ques. What is the scope of B.Com BFSI in India?

Ans. The BFSI sector is one of India's largest and fastest-growing industries, employing millions of professionals. With the rapid expansion of digital banking, insurance penetration, and financial inclusion initiatives, demand for BFSI professionals is consistently high. Graduates can find roles in public and private sector banks, NBFCs, insurance companies, mutual fund houses, stock broking firms, and financial consultancies.

Ques. Is there any entrance exam required for admission to B.Com BFSI at Kristu Jayanti University?

Ans. No. Admission is direct and merit-based. There is no university-level entrance exam. Admission is based on Class 12 marks, with a minimum aggregate of 40%. Students from any stream (Commerce, Science, or Arts) are eligible as long as they meet the minimum marks requirement.

Ques. What professional certifications can I pursue alongside B.Com BFSI?

Ans. Students can pursue certifications such as NISM (National Institute of Securities Markets) certifications, IRDA (Insurance Regulatory and Development Authority) certifications, JAIIB/CAIIB (for banking), CFP (Certified Financial Planner), and CFA Level 1 alongside their degree to enhance employability in the BFSI sector.

Ques. What are the career options after B.Com BFSI?

Ans. Graduates can pursue careers as Bank Officers, Financial Analysts, Insurance Underwriters, Investment Advisors, Credit Risk Analysts, Relationship Managers in banks, Insurance Sales Managers, and Compliance Officers. The BFSI sector offers diverse roles across banking, insurance, capital markets, and financial advisory.

Ques. Can I pursue higher studies after B.Com BFSI?

Ans. Yes. Graduates can pursue MBA (Finance, Banking, or Insurance), M.Com, or other postgraduate programmes. The B.Com BFSI degree is recognised by universities across India. Students can also opt for the 4th year under NEP 2020 to earn a B.Com (Honours) degree.

Ques. How does B.Com BFSI at KJU compare to a regular B.Com in terms of job prospects?

Ans. B.Com BFSI has a more focused curriculum compared to a regular B.Com, with specialised subjects in banking operations, insurance management, financial instruments, and regulatory frameworks. This specialisation makes graduates more job-ready for BFSI sector roles. However, a regular B.Com offers broader career flexibility. Students targeting the BFSI sector specifically would benefit more from the BFSI specialisation.

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