UMass Lowell offers 15+ scholarships, of which 6 are accessible to Indian applicants. Awards range from USD 2,500 (INR 2.36 Lakhs) to USD 20,000 (INR 18.90 Lakhs) per year. Most apply automatically with your admission file.
- Standard international UG tuition and fees: USD 42,077 (INR 39.76 Lakhs) per year
- Lowered by the International Merit Scholarship ceiling (USD 20,000): USD 22,077 (INR 20.86 Lakhs) per year
- Full PhD TA or RA package: 100% tuition waiver plus USD 19,200 (INR 18.14 Lakhs) 9-month stipend
- Next scholarship deadline: Spring 2027 UG intake closes 1 December 2026 (IST)
Currency Note: All INR conversions use the live rate of 1 USD = INR 94.50 as of November 2026. UMass Lowell publishes costs in USD; your bank wire-transfer rate on the day of payment will vary slightly.
Table of Contents
UMass Lowell Scholarships for UG Students
The International Merit Scholarship is the main undergraduate award for Indian applicants. UMass Lowell renews it each year if you keep a 3.0 cumulative GPA and full-time enrolment. Two other UG awards exist but rarely reach Indian passport holders.
| Scholarship | Amount (USD / INR Lakhs) | Eligibility for Indians | How to Apply | Deadline (2026-27) |
|---|---|---|---|---|
| International Merit Scholarship | USD 8,000-20,000 (INR 7.56-18.90 Lakhs) per year | International UG applicant, class 12 aggregate 85%+ or SAT 1250+ | Automatic review with Common App or UMass Lowell Web Application | 25 July 2027 (Fall); 1 December 2026 (Spring) |
| Legacy Scholarship | USD 5,000-10,000 (INR 4.72-9.45 Lakhs) per year | Children or grandchildren of UMass Lowell alumni | Submit alumni verification form with admission file | Aligned to UG admission priority |
| New England Regional Scholars Award | USD 2,500-10,000 (INR 2.36-9.45 Lakhs) per year | Residents of Connecticut, Maine, New Hampshire, Rhode Island or Vermont (not for most Indians) | Automatic for in-region US applicants | 25 July 2027 (Fall) |
Apply early for the Fall intake if you want the top merit band. The UMass Lowell admissions file locks your scholarship band at the same time as your admit decision.
UMass Lowell Scholarships for PG / Master’s Students
Graduate International Excellence is the flagship PG award for international applicants. Per-semester cheques land between USD 1,000 and USD 5,000 (INR 0.94-4.72 Lakhs). Full assistantships are rarer at the Master’s level and usually go to second-year students.
| Scholarship | Amount (USD / INR Lakhs) | Eligibility for Indians | How to Apply | Deadline (2026-27) |
|---|---|---|---|---|
| Graduate International Excellence Scholarship | USD 1,000-5,000 (INR 0.94-4.72 Lakhs) per semester, capped at USD 20,000 (INR 18.90 Lakhs) over 4 semesters | International Masters admit, UG CGPA 7.5+ or 75% aggregate | Automatic review with graduate admission file | Priority 15 January and 15 February 2027 (Fall); 15 May and 15 June 2027 (Spring) |
| Teaching Assistantship (TA) | Full 9-credit tuition and mandatory fees waiver plus USD 19,200 (INR 18.14 Lakhs) 9-month stipend | Select MS admits, department teaching slot, English screening cleared | Email target department after admission | Rolling, aligned to Fall priority |
| Research Assistantship (RA) | Full tuition and fees waiver plus grant-tied stipend | MS admits matched to a PI-funded research grant | Reach out to target faculty before the admission deadline | Rolling |
| Manning School MBA Scholarship | USD 5,000-10,000 (INR 4.72-9.45 Lakhs) | MBA admits with 3+ years of work experience | MBA application essay plus profile review | Rolling; priority 15 January 2027 for Fall |
Reddit Insight: r/MSinUS threads report Indian admits at UMass Lowell often get USD 5,000-10,000 (INR 4.72-9.45 Lakhs) via the Graduate International Excellence award when CGPA tops 3.5/4.
Submit your file ahead of the 15 January 2027 priority date to compete for the highest Graduate International Excellence bands. Indian MS in Computer Science admits report the strongest take-up on the award, followed by Business Analytics and Engineering Management.
India-Specific Scholarships at UMass Lowell
UMass Lowell does not maintain a scholarship exclusive to Indian passport holders. Indian students stack the general international awards above with Indian external funding. The three most-used supplements come from the KC Mahindra Trust, the JN Tata Endowment and the Lady Meherbai D Tata Education Trust.
- UMass Lowell internal award covering tuition (Graduate International Excellence or International Merit)
- Indian external grant covering living costs (KC Mahindra, Narotam Sekhsaria, Lady Meherbai Tata)
- Indian external loan backfilling the balance (JN Tata, Credila or HDFC Credila on an F-1 I-20)
| Scholarship | Amount | Eligibility | How to Apply | Deadline (2026-27) |
|---|---|---|---|---|
| Graduate International Excellence (India uptake) | Up to USD 20,000 total (INR 18.90 Lakhs over 4 semesters) | Indian UG with CGPA 7.5+ or 75% aggregate | Automatic with graduate admission file | 15 January and 15 February 2027 (Fall) |
| International Merit Scholarship (India uptake) | USD 8,000-20,000 annually (INR 7.56-18.90 Lakhs) | Indian class 12 aggregate 85%+ across CBSE, ICSE or State board | Automatic with UG admission file | 25 July 2027 (Fall) |
| KC Mahindra Scholarship for Post-Graduate Studies Abroad | Up to INR 10 Lakhs grant | Indian citizen, UG CGPA 7.0+ or 65%+, confirmed overseas PG admit | Separate at kcmet.org | 31 March 2027 (tentative, annual cycle) |
| JN Tata Endowment Loan Scholarship | INR 1-10 Lakhs loan plus gift grant | Indian citizen under 45, overseas PG admit, interview round | Separate at jntataendowment.org | March 2027 (tentative, annual cycle) |
Lock the UMass Lowell internal award first. External Indian bodies will only disburse once you share your I-20 and admit letter.
UMass Lowell PhD Scholarships
PhD admits at UMass Lowell receive a full assistantship in most departments. The TA or RA contract covers tuition and mandatory fees for a 9-credit load each semester. A 9-month stipend of USD 19,200 (INR 18.14 Lakhs) lands on top, with health insurance usually bundled in.
| Scholarship | Amount | Eligibility | How to Apply | Deadline (2026-27) |
|---|---|---|---|---|
| Teaching Assistantship (TA) | Full 9-credit tuition and mandatory fees waiver plus USD 19,200 (INR 18.14 Lakhs) AY stipend | PhD admits with department teaching slot, English screening cleared | Confirm with department after admit letter | Rolling, aligned to Fall priority |
| Research Assistantship (RA) | Full tuition and fees waiver plus grant-tied stipend of USD 19,200+ (INR 18.14+ Lakhs) | PhD admits matched to a PI research grant | Email target faculty before applying | Rolling |
| Fulbright-Nehru Doctoral Research Fellowship | Approx USD 25,000 (INR 23.63 Lakhs) stipend plus travel and insurance for 6-9 months | India-registered PhD scholars visiting UMass Lowell for research | USIEF online form | 15 July 2027 (tentative, annual cycle) |
Email your target faculty three months before applying. A funded PI handshake is the single strongest signal to the admissions committee across UMass Lowell doctoral programs.
External Government Scholarships for UMass Lowell Indian Admits
External Indian scholarships bridge the funding gap when a full assistantship is out of reach. Fulbright-Nehru is the only route to a fully-funded Masters at UMass Lowell for Indian citizens. Loan-cum-grant bodies like JN Tata and Narotam Sekhsaria handle the balance for self-funded admits.
| Scholarship | Amount | Eligibility | How to Apply | Deadline (2026-27) |
|---|---|---|---|---|
| Fulbright-Nehru Master’s Fellowship | Full tuition plus living, travel and insurance (approx USD 60,000 or INR 56.70 Lakhs per year) | Indian citizen, 3+ years of work experience, Bachelor’s 55%+ | USIEF online application | 15 May 2027 (tentative, annual cycle) |
| Hubert H Humphrey Fellowship | Full tuition plus living, travel and professional supplements (approx USD 65,000 or INR 61.43 Lakhs) | Indian mid-career professionals with 5+ years of work and English proficiency | USIEF application | 15 June 2027 (tentative, annual) |
| KC Mahindra Scholarship for Post-Graduate Studies Abroad | Up to INR 10 Lakhs grant (one-time) | Indian citizen, UG CGPA 7.0+, confirmed overseas PG admit | kcmet.org | 31 March 2027 (tentative) |
| JN Tata Endowment Loan Scholarship | INR 1-10 Lakhs semi-grant loan plus gift top-up | Indian citizen under 45, confirmed overseas PG admit | jntataendowment.org | March 2027 (tentative) |
| Narotam Sekhsaria Foundation Loan Scholarship | Interest-free loan up to INR 20 Lakhs | Indian citizen under 30, PG admit to a recognised overseas university | nsfoundation.co.in | April 2027 (tentative, annual) |
| Lady Meherbai D Tata Education Trust (women only) | USD 4,000-8,000 grant (INR 3.78-7.56 Lakhs) | Indian women graduates admitted to overseas PG studies | Tata Education Trust circular | March 2027 (tentative) |
Reddit Insight: r/MBA posters note UMass Lowell Manning scholarship offers for Indian MBA admits typically rise 20-30% after a counter-offer from Northeastern or UMass Amherst.
Explore More: UMass Lowell Overview | Cost of Living in USA | F-1 Visa Guide
UMass Lowell Scholarships: Frequently Asked Questions
Ques. What is the maximum scholarship an Indian student can receive at UMass Lowell?
Ans. For a PhD admit, a full TA or RA offer plus Graduate International Excellence delivers around USD 55,000 (INR 51.98 Lakhs) per year. For a Masters, Graduate International Excellence (INR 18.90 Lakhs over 2 years) plus KC Mahindra (INR 10 Lakhs) is the realistic top end for Indian citizens.
Ques. When should I apply for UMass Lowell scholarships for the Fall 2027 intake?
Ans. Submit your graduate admission file by 15 January 2027 for priority scholarship review and 15 February 2027 for secondary review. Undergraduate applicants should apply by the Fall deadline of 25 July 2027, with earlier submissions seeing first look at International Merit bands.
Ques. Do I need to submit a separate application for the Graduate International Excellence Scholarship?
Ans. No, Graduate International Excellence is awarded automatically with your admission file. The committee reviews your academic record, essays and letters, then issues the scholarship offer alongside your admit letter. There is no separate form or deadline beyond the admission priority dates.
Ques. How is the International Merit Scholarship different from Graduate International Excellence?
Ans. International Merit Scholarship is UG-only, paying USD 8,000 to USD 20,000 (INR 7.56-18.90 Lakhs) per year across four years. Graduate International Excellence is PG-only, running USD 1,000 to USD 5,000 per semester with a USD 20,000 cap across four semesters (INR 18.90 Lakhs total).
Ques. Does the International Merit Scholarship cover living costs in Lowell?
Ans. No, International Merit Scholarship is a tuition grant only. Living costs in Lowell run USD 15,000-18,000 (INR 14.18-17.01 Lakhs) per year for off-campus apartments, groceries and transit. Indian students usually bridge this gap through part-time on-campus work (20 hours per week under F-1) and a Graduate International Excellence top-up.
Ques. What minimum GPA do I need for the top band of the International Merit Scholarship?
Ans. The top band of USD 20,000 (INR 18.90 Lakhs) typically needs a class 12 aggregate of 90%+ or a UG CGPA of 3.75/4. For the entry band of USD 8,000 (INR 7.56 Lakhs), 85% or CGPA 3.0/4 is the practical floor across recent Indian admits.
Scholarships offered
Claes Isacson Scholarship
- International Student Eligible: Yes
- Amount: $20,000
- Type: Need-Based
- Level of Study: Bachelor
- Number of Scholarships: N/A
TEC Scholarship
- International Student Eligible: Yes
- Amount: $1,000
- Type: Merit-Based
- Level of Study: Bachelor
- Number of Scholarships: 1
BeArt Presets-Academic Scholarship
- International Student Eligible: Yes
- Amount: $2,500
- Type: Merit-Based
- Level of Study: Bachelor
- Number of Scholarships: 2
Chuan Ai Lu Engstrom Memorial Scholarship
- International Student Eligible: No
- Amount: $1,000
- Type: Merit-Based
- Level of Study: Bachelor
- Number of Scholarships: N/A
Jagdish Bhagwati Fellowship
- International Student Eligible: Yes
- Amount: Variable Amount
- Type: College-Specific
- Level of Study: Bachelor
- Number of Scholarships: N/A
Bharat Petroleum Scholarship
- International Student Eligible: Yes
- Amount: Variable Amount
- Type: Merit-Based
- Level of Study: Master
- Number of Scholarships: N/A
Reviews
1 Reviews Found
Likes
- Excellent Research Environment
- Lots of opportunities to collaborate between departments for interdisciplinary research
- Close connection with Industry
Dislikes
- Stipends could have been better
- Due to proximity to Boston and northeastern region, winter months are frigid with temperatures dipping upto -25 degree centigrade
- Shared off campus accomodation can be anything between $800-$1500 depending upon the facilities offered at the housing unit. water, trash disposal, and heat are typically included in rent for shared apartments. Individual studio apartments would start at a minimum of $1500. Heat, water, and trash handling charges could be extra.
- There are plenty of real estate agents and online platforms to search for off-campus accommodation. The university also has a dedicated website for off-campus accommodation.
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