
UNSW fees for Indian students span A$45,000 (₹30.33 Lakhs) for a Master of IT to A$61,500 (₹41.45 Lakhs) for a Bachelor of Engineering (Honours). The popular Master of Data Science and Decisions and Master of Commerce sit at A$62,000 (₹41.79 Lakhs) each, and AGSM’s Full-Time MBA totals A$86,760 (₹58.48 Lakhs) over sixteen months.
Your realistic entry is Term 1 2027 (February 2027); applications close 30 November 2026. Term 3 2026 (starting September) is still technically open until 31 July 2026 but a subclass 500 Student Visa takes 4-6 weeks to process, so a first-time applicant cannot land in Sydney in time. Term 2 2027 (May/June 2027) is the follow-on intake if T1 does not work out.
A two-year Master of IT totals about A$90,000 (₹60.66 Lakhs), and a three-year Bachelor of Commerce totals A$1,69,500 (₹1.14 Crore). Rates below use 1 AUD = ₹67.40 (xe.com, 24 July 2026).
Term 1 2027 Intake: What to Plan For
Intake: Term 1 2027 (February 2027) is the realistic entry; applications close 30 November 2026. Term 3 2026 closes 31 July 2026 but is not achievable for a first-time subclass 500 visa applicant from India. Term 2 2027 (May/June 2027) is the follow-on intake.
Fee update: Any T3 2026 offer already held is billed at the 2026 rate. T1 2027 entries move to the 2027 rate, which UNSW publishes each October and has climbed 4-8% year on year on engineering and science.
When to pay: The acceptance deposit is A$14,000 (₹9.44 Lakhs), due within four weeks of accepting the offer, to release the CoE (Confirmation of Enrolment, the document needed for the subclass 500 Student Visa).
Scholarships: The UNSW International Student Award (20% tuition reduction, both 2026 and 2027 intakes) is open now and takes a 500-word statement. External Indian awards (Inlaks, JN Tata, KC Mahindra, Narotam Sekhsaria) open around November 2026 for T1 2027 entrants and close between March and April 2027.
Check UNSW Admission Requirements for Indian Students →
Table of Contents
UNSW prices per Unit of Credit (UOC), and a standard full-time year is 48 UOC. The 2026 international rate ranges from A$985 per UOC in arts to A$2,075 per UOC in specialised medicine, which produces the annual programme fees below.
The 2026 rate applies to any UG offer starting in 2026. UNSW confirms 2027 rates in October 2026 and applies them from the T1 2027 intake.
| Undergraduate Programme | Annual Fee (A$) | Annual Fee (₹) |
|---|---|---|
| Bachelor of Engineering (Honours) | A$61,500 | ₹41.45 Lakhs |
| Bachelor of Computer Science | A$61,000 | ₹41.11 Lakhs |
| Bachelor of Commerce | A$56,500 | ₹38.08 Lakhs |
Source: UNSW individual programme pages, verified 24 July 2026. Application fee is A$150 (₹10,110) for every UG programme.
Master of IT stays the cheapest coursework Master’s for Indian students; the higher-band commerce and data science degrees carry a fee premium of about A$17,000 (₹11.46 Lakhs) per year.
| Postgraduate Programme | Annual Fee (A$) | Annual Fee (₹) | Duration |
|---|---|---|---|
| Master of Information Technology | A$45,000 | ₹30.33 Lakhs | 2 years |
| Master of Engineering Science | A$61,000 | ₹41.11 Lakhs | 2 years |
| Master of Commerce | A$62,000 | ₹41.79 Lakhs | 2 years |
| Master of Data Science and Decisions | A$62,000 | ₹41.79 Lakhs | 2 years |
| Master of Financial Analysis | A$62,000 | ₹41.79 Lakhs | 1 year |
Source: UNSW individual programme pages, verified 24 July 2026. Application fee is A$150 (₹10,110) for every PG programme. The AGSM Full-Time MBA is billed as one total: A$86,760 (₹58.48 Lakhs) over sixteen months; AGSM MBAX (part-time) totals A$1,13,160 (₹76.27 Lakhs).
Note: UNSW’s Master of Financial Analysis is a 1-year programme, so the full degree costs a single instalment of A$62,000 (₹41.79 Lakhs), not two. It stays the shortest, cheapest UNSW Business School Master’s in absolute rupee terms.
Engineering, the largest single Indian intake at UNSW, has risen from A$1,055 per UOC in 2023 to A$1,270 per UOC in 2026. The full-time load (48 UOC) has climbed roughly A$10,320 (₹6.96 Lakhs) over four years.
| Year | Engineering per UOC (A$) | Full-Time Load (A$) | Full-Time Load (₹) | YoY Change |
|---|---|---|---|---|
| 2023 | A$1,055 | A$50,640 | ₹34.13 Lakhs | — |
| 2024 | A$1,140 | A$54,720 | ₹36.88 Lakhs | +8.06% |
| 2025 | A$1,220 | A$58,560 | ₹39.47 Lakhs | +7.02% |
| 2026 | A$1,270 | A$60,960 | ₹41.09 Lakhs | +4.10% |
Source: UNSW Student Managing Your Studies Fees archive 2023-2026, verified 24 July 2026.
Key Insight: The Term 1 2027 intake will be billed at the 2027 rate that UNSW publishes in October 2026. If the four-year average holds, a Master of Engineering Science Year 1 will move from A$61,000 (₹41.11 Lakhs) to roughly A$63,500 (₹42.80 Lakhs), which is about ₹1.7 Lakhs more per year for the same degree than a T1 2026 entrant paid.
The 2025 to 2026 jump (+4.10%) was smaller than the two preceding years, but engineering, commerce and science all rose in tandem, so an early January 2027 offer acceptance still locks in the 2026 scale for anyone starting T3 2026.
UNSW estimates that an international student in Sydney spends A$2,970 (₹2,00,178) per month, or A$35,640 (₹24.02 Lakhs) per year. That sits above the Department of Home Affairs subclass 500 minimum of A$29,710 (₹20.02 Lakhs) that must be shown in visa funds.
| Expense | Monthly (A$) | Monthly (₹) | Annual (₹) | Notes for Indian Students |
|---|---|---|---|---|
| Rent (share house in Kingsford/Randwick) | A$1,700 | ₹1,14,580 | ₹13.75 Lakhs | 15-25 minute walk or bus to Kensington campus |
| Groceries and food | A$500 | ₹33,700 | ₹4.04 Lakhs | Cook 5+ nights; Woolworths and Coles; Chinatown for spices |
| Transport (Opal card) | A$170 | ₹11,458 | ₹1.37 Lakhs | Student concession halves the fare; light rail links campus to CBD |
| Utilities, phone, internet | A$200 | ₹13,480 | ₹1.62 Lakhs | Split with 2-3 housemates |
| Personal and entertainment | A$400 | ₹26,960 | ₹3.24 Lakhs | Coffee, gym, weekend dining |
| Total | A$2,970 | ₹2,00,178 | ₹24.02 Lakhs | — |
Source: UNSW cost of living in Sydney page, verified 24 July 2026.
Note: Sydney rent is the single biggest lever. A studio in Kensington is A$2,400-2,800 per month, while a room in a Randwick share house is A$900-1,100. Choosing the share house saves roughly ₹9-10 Lakhs over a two-year Master’s.
Sydney’s Opal card caps daily concession travel at A$8.90 and weekly at A$50, so a student on the campus-to-CBD route rarely exceeds the A$170 monthly figure above. Groceries cook at home run 30-40% cheaper than eating on campus.
Currency Tip: Your first tuition instalment falls due at Term 1 2027 registration. Use a forex card or UNSW’s own Convera portal instead of a raw bank wire; it saves 2-3% on the transaction, which is ₹60,000-90,000 on a single A$30,000 payment.
Year 1 total, tuition plus living plus mandatory fees, lands between ₹57.13 Lakhs (Master of IT) and ₹68.58 Lakhs (Master of Commerce) for a PG student, and around ₹64.24 Lakhs for a Bachelor of Engineering (Honours) student on a 10-month living basis.
| Scenario | Tuition (₹) | Living (₹) | Mandatory Fees (₹) | Total Year 1 (₹) |
|---|---|---|---|---|
| Bachelor of Engineering (Honours), 10-month living | ₹41.45 Lakhs | ₹20.02 Lakhs | ₹2.77 Lakhs | ₹64.24 Lakhs |
| Master of Information Technology, 12-month living | ₹30.33 Lakhs | ₹24.02 Lakhs | ₹2.77 Lakhs | ₹57.12 Lakhs |
| Master of Commerce, 12-month living | ₹41.79 Lakhs | ₹24.02 Lakhs | ₹2.77 Lakhs | ₹68.58 Lakhs |
Mandatory Fees include the subclass 500 Student Visa (A$2,000), one year of OSHC (A$1,600 for a two-year single-cover policy, split), SSAF (A$365), and application fee (A$150). Full 24-month OSHC is paid upfront but amortised over both years here.
Full-programme totals run to ₹1.11 Crore for a two-year Master of IT, ₹1.34 Crore for a two-year Master of Commerce, and roughly ₹2.50 Crore for a four-year Bachelor of Engineering (Honours). A ₹50 Lakh education loan on that base at 10.5% over 10 years works out to an EMI of roughly ₹67,000 per month; a ₹1 Crore loan is closer to ₹1.35 Lakhs per month.
Key Insight: The controllable saving on Term 1 2027 fees is roughly ₹8.36 Lakhs per year: the International Student Award drops a Master of Commerce from A$62,000 to A$49,600, and the 500-word statement takes an hour. Submit it before your CoE deposit, since UNSW applies the discount to the very first instalment, not retroactively.
UNSW runs four international awards that Indian students can stack on the same offer, plus a suite of external India-based scholarships that pay the balance.
| Scholarship | Award | Application Type | Level |
|---|---|---|---|
| International Scientia Coursework Scholarship | Full tuition or A$20,000 (₹13.48 Lakhs) per year | Merit application + statement | UG and PG |
| International Student Award | 20% tuition reduction every year | 500-word statement | UG and PG (2026 & 2027 intakes) |
| Australia’s Global University Award | A$10,000 (₹6.74 Lakhs) one year | Automatic assessment on academic merit | UG and PG |
| UNSW College Award | A$10,000 (₹6.74 Lakhs) one year | Automatic for UNSW Foundation completers | UG entry |
Source: UNSW scholarships website and India-specific scholarships page, verified 24 July 2026.
Most India-based awards for T1 2027 (February 2027) start opening in November 2026 and close between March and April 2027. All are open to Indian citizens accepted at UNSW.
| Scholarship | Award Ceiling | Typical Close Date |
|---|---|---|
| Inlaks Shivdasani Foundation Scholarship | Up to US$1,00,000 (₹83.4 Lakhs) | Mid-March 2027 |
| JN Tata Endowment Loan-Scholarship | Up to ₹10 Lakhs loan + gift portion | Late March 2027 |
| KC Mahindra Scholarship | Up to ₹10 Lakhs | Late March 2027 |
| Narotam Sekhsaria Foundation Scholarship | Interest-free loan up to ₹20 Lakhs | Early April 2027 |
| Aga Khan Foundation Scholarship | 50% grant + 50% loan (need-based) | End March 2027 |
Source: Individual foundation websites; confirm each year’s exact deadline.
Tip for Indian Students: The single-highest-return move for Term 1 2027 is submitting the UNSW International Student Award statement with your UNSW application, not after. The 20% reduction on a Master of Commerce is ₹8.36 Lakhs off Year 1 tuition alone; missing it costs more than any external Indian award pays.
The acceptance deposit is A$14,000 (₹9.44 Lakhs), due within four weeks of accepting the offer, and it releases the CoE (Confirmation of Enrolment, the document needed for the subclass 500 Student Visa). The deposit is credited against your first-year tuition, not on top of it, and is refundable only if the visa is refused with evidence.
UNSW splits each year into three terms and charges the balance term by term, not annually, so the A$45,000 Master of IT year is billed as roughly A$15,000 (₹10.11 Lakhs) per term. There is no lump-sum discount for pre-paying the year.
Source: UNSW international student fees payment page, verified 24 July 2026.
Tip for Indian Students: The A$14,000 (₹9.44 Lakhs) T1 2027 deposit is due within four weeks of your offer, and an Indian SWIFT wire takes 3-5 working days plus a value date. Fund the deposit through Convera on the day the offer email lands, so the CoE arrives with time to file the subclass 500 visa before the December-January visa surge.
Beyond tuition and rent, first-year hidden costs for a Term 1 2027 Indian entrant total roughly ₹6-7 Lakhs, most of it front-loaded before you land in Sydney.
Budget ₹6-7 Lakhs for first-year hidden costs on top of tuition and living, and hold ₹2 Lakhs as a buffer for the first 30 days in Sydney while the Indian bank account and OSHC card are being set up.
Note: The hidden cost that Indian families most often forget is OSHC paid upfront for the whole policy. A four-year Bachelor’s pays A$3,200 (₹2.16 Lakhs) at visa stage, not A$800 per year, because the visa needs cover for the full enrolment length.
The highest-value saving for a Term 1 2027 Indian entrant is stacking the UNSW International Student Award (20% off) with a share-house living arrangement and Section 80E interest deduction.
Tip for Indian Students: The single highest-value lever for T1 2027 is the International Student Award: 20% tuition reduction, ~₹8.36 Lakhs per year saved on a Master of Commerce. Submit the 500-word statement with your UNSW application, not after acceptance, so the discount is applied to the very first instalment.
A two-year Master of IT at ₹1.11 Crore, cut by the 20% International Student Award to about ₹99 Lakhs, lines up against a Sydney graduate starting salary of A$70,000-95,000 (₹47.18-64.03 Lakhs) plus a two-year subclass 485 post-study work visa: the payback horizon on a ₹50 Lakh loan is roughly 5-6 years inside that window.
UNSW sits at QS World University Rank 19 in 2027, up from 20 in 2026, and ranks Australia’s second overall on the Collegedunia Study Abroad 2026 index behind Melbourne. Actuarial Studies is QS World Rank 1, Mineral and Mining Engineering Rank 2, and Petroleum Engineering Rank 10 in the 2025 subject rankings. UNSW’s median graduate salary for Business School Master’s students runs A$85,000-95,000 (₹57.29-64.03 Lakhs) and AGSM Full-Time MBA post-graduation salary averaged US$1,04,000 (₹86.78 Lakhs) on FT MBA 2026 data.
The subclass 485 Post-Study Work stream currently gives Master’s graduates 2 years of unrestricted work rights in Australia, and Bachelor (Honours) 2 years as well. On a ₹50 Lakh loan at 10.5% over 10 years, the EMI is ~₹67,000 per month; a Sydney starting salary of A$80,000 (₹53.92 Lakhs) net of Australian tax and rent typically leaves A$1,800-2,200 (₹1.21-1.48 Lakhs) monthly repayment capacity, well above EMI.
Key Insight: Net cost after the 20% International Student Award on a Master of Commerce is about ₹1.19 Crore for the full degree. Against a Sydney business starting salary of A$85,000 (₹57.29 Lakhs) plus a 2-year subclass 485 visa, the loan portion is realistically clearable in 4-6 years, making the T1 2027 intake a sound financial decision at UNSW’s fee level.
Plan for a Year 1 outlay of ₹57-69 Lakhs at UNSW depending on programme, and a full-degree cost between ₹1.11 Crore (two-year Master of IT) and ₹2.50 Crore (four-year Bachelor of Engineering Honours). The single controllable saving is the International Student Award, worth about ₹8.36 Lakhs per year on the higher-band Master’s. A ₹50 Lakh education loan carries an EMI of roughly ₹67,000 per month against a Sydney starting salary of A$70,000-95,000 (₹47.18-64.03 Lakhs), which the 2-year subclass 485 Post-Study Work stream comfortably supports. Submit the 500-word ISA statement with the T1 2027 UNSW application, before the 30 November 2026 deadline, to lock in the discount on your very first instalment.
Ques. What is the total tuition fee at UNSW for Indian students?
Ans. Total tuition ranges from A$45,000 (₹30.33 Lakhs) per year for a Master of Information Technology to A$62,000 (₹41.79 Lakhs) per year for Master of Commerce or Master of Data Science and Decisions. A four-year Bachelor of Engineering (Honours) totals about A$2,46,000 (₹1.66 Crore) in tuition alone at the 2026 rate.
Ques. What scholarships can Indian students get at UNSW?
Ans. Indian students can apply for the International Scientia Coursework Scholarship (full tuition or A$20,000/₹13.48 Lakhs per year), the International Student Award (20% tuition reduction, both 2026 and 2027 intakes), and Australia’s Global University Award (A$10,000/₹6.74 Lakhs one year). The International Student Award is the single highest-return submission and takes only a 500-word statement.
Ques. What is the acceptance deposit at UNSW?
Ans. The acceptance deposit is A$14,000 (₹9.44 Lakhs), due within four weeks of accepting the offer. It is credited to Year 1 tuition, not added on top, and is refundable only if a subclass 500 visa is refused with documentary evidence.
Ques. Is UNSW cheaper than the University of Melbourne?
Ans. UNSW and Melbourne are within A$1,000-3,000 per year on most Master’s programmes. UNSW’s Master of Commerce at A$62,000 (₹41.79 Lakhs) is roughly A$2,500 (₹1.69 Lakhs) cheaper than Melbourne’s Master of Commerce annually, while engineering programmes are almost identical.
Ques. Can Indian students get a full tuition scholarship at UNSW?
Ans. Yes. The International Scientia Coursework Scholarship offers full tuition (up to A$62,000/₹41.79 Lakhs per year) as its top tier. It is highly competitive and requires a merit application plus a personal statement; historic offer rates run below 5% of applicants.
Ques. How much education loan do I need for UNSW?
Ans. Most Indian students at UNSW take a ₹40-55 Lakh loan for a two-year Master’s, covering roughly half the total cost, with the rest funded from family contribution and part-time work. A ₹50 Lakh loan at 10.5% over 10 years works out to an EMI of about ₹67,000 per month; a ₹1 Crore loan is closer to ₹1.35 Lakhs per month.
Ques. Can I pay UNSW fees in instalments?
Ans. Yes. UNSW charges tuition term by term, not annually, and each Master’s year is split across three terms. So a A$45,000 (₹30.33 Lakhs) Master of IT year is billed as roughly A$15,000 (₹10.11 Lakhs) per term, due by each term’s census date. There is no lump-sum discount for pre-paying a year.
Ques. How much money do I need to show for a subclass 500 visa when studying at UNSW?
Ans. The Department of Home Affairs currently requires evidence of A$29,710 (₹20.02 Lakhs) per year in living costs, plus proof of tuition for Year 1 and one round-trip airfare from India. UNSW’s own cost of living estimate of A$35,640 (₹24.02 Lakhs) sits above this minimum.
Ques. What is the cheapest master’s programme at UNSW for Indian students?
Ans. The Master of Information Technology at A$45,000 (₹30.33 Lakhs) per year is the cheapest coursework Master’s at UNSW, and a Master of Arts programme drops as low as A$47,280 (₹31.87 Lakhs) at the A$985 per UOC arts rate. The Master of Financial Analysis, at A$62,000 (₹41.79 Lakhs), is the cheapest in absolute rupee terms because it is a one-year programme.
Ques. Do UNSW fees rise every year?
Ans. Yes. UNSW international fees have risen 4.10% to 8.06% per year between 2023 and 2026 on engineering programmes, and similar percentages on business and science. Any Term 1 2027 entry will be billed at the 2027 rate, published by UNSW in October 2026.
Ques. Does UNSW charge the same tuition to all international students?
Ans. Yes. UNSW’s international rate is uniform across nationalities, so Indian students pay the same fee as students from China, USA, Vietnam, or Singapore. Domestic Australian rates do not apply to Indian citizens, even those on permanent residency pathways, unless the student is already an Australian citizen or PR holder.
| Program | Important Dates | Fees | Application Fees | Eligibility | Financial Aid |
|---|---|---|---|---|---|
MIT 2 years | INR 42.5 L/Yr AUD 63,000 /Yr | 150 | IELTS: 6.5, TOEFL: 4.5, PTE: 64 | ||
MBA 1 year | INR 56.3 L/Yr AUD 83,500 /Yr | 150 | IELTS: 7.0, TOEFL: 94, PTE: 64 | ||
MA/MS 2 years | INR 41.8 L/Yr AUD 62,000 /Yr | 150 | IELTS: 6.5, TOEFL: 4.5, PTE: 64 | ||
BS Computer Science 3 years | Round 5 Application Deadline for 2027 Intake (30th Jul 2026) | INR 41.1 L/Yr AUD 61,000 /Yr | 150 | IELTS: 6.5, TOEFL: 4.5, PTE: 64 | |
MFin 2 years | INR 41.8 L/Yr AUD 62,000 /Yr | 150 | IELTS: 7.0, TOEFL: 4.5, PTE: 65 | ||
MEng Electrical Engineering 2 years | INR 41.1 L/Yr AUD 61,000 /Yr | 150 | IELTS: 6.5, TOEFL: 4.5, PTE: 64 | ||
MEng Mechanical Engineering 2 years | INR 41.1 L/Yr AUD 61,000 /Yr | 150 | IELTS: 6.5, TOEFL: 4.5, PTE: 64 | ||
MEng Civil Engineering 2 years | INR 41.1 L/Yr AUD 61,000 /Yr | 150 | IELTS: 6.5, TOEFL: 4.5, PTE: 64 | ||
MA Construction Project Management 21 months | INR 33 L/Yr AUD 49,000 /Yr | 150 | IELTS: 6.5, TOEFL: 4.5, PTE: 64 | ||
BMS/MD 6 years | Round 5 Application Deadline for 2027 Intake (30th Jul 2026) | INR 64.4 L/Yr AUD 95,500 /Yr | 150 | IELTS: 6.5, TOEFL: 4.5, PTE: 64 |
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It was a fulfilling experience studying at UNSW and I would recommend this university to anyone looking to pursue further education. It is an experience that really makes you grow and provides a good exposure.
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This has been life changing and exciting. I became more independent, understood how to manage my time efficiently and how to strike a balance in life. I became more empathetic towards people, and got a new perspective by meeting new people.
I like the country and future prospects in my field of study. I am also a recipient of one of their most prestigious scholarships which played a key role in me selecting my university. I have always been interested in Computer Science and UNSW being the best in the country for STEM education, I chose it for my undergraduate degree.
Location is ideal, super safe, ranks well in world rating and a very diverse community with many specialized subjects
I've applied for 3 other universities such as UTS, WSU, USYD alongside UNSW and I've accepted my offer at UNSW due to its environment and study culture. My experience at UNSW open day also played a major role as well. However, there are times when I wish I would be studying at another institute, the reason being is due to trimesters. There is too much workload in a short period that students have now.
Prestige and ranking mainly, however, the student life was fantastic. Additionally, the university provided excellent support in my application and accommodation requests. I was also able to find a job relatively easily during university which contributed greatly to my employability upon graduation. Another of my friends also attended this university with great reviews.
Only one of two reputable universities providing my degree and this one allows for better involvement in campus life (the other option was Sydney Conservatorium of Music and being on a separate campus and only having 750 students limits opportunities).
Location and the degree suited my needs and were a very flexible option for my abilities and goal for the future. I also really like the environment and the people at UNSW and the amount of social networking that occurs is amazing.
The quality of education and the location. It is ranked amongst the top 50 universities for the medicine program. Sydney also offers an environment to learn and have fun at the same time. As an international student safety was also one of my priorities.
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