Bachelor of Commerce [BCom] (Management)
Field of Study:
$29,820 /Yr
Concordia University Bachelor of Commerce [B.Com] Management is a four-year undergraduate degree offered by the John Molson School of Business (JMSB). The programme teaches financial management, strategic planning, organizational behaviour, and business analytics. International students pay tuition of C$ 42,000 per year (INR 29.05 Lakhs) at JMSB. Intakes: Fall (September) and Winter (January). Open to Indian students with strong English proficiency and secondary-school credentials.
The B.Com Management specialization prepares graduates for careers in corporate finance, operations, consulting, and entrepreneurship. JMSB emphasizes experiential learning through case competitions, industry projects, and co-op placements. Ideal candidates are analytical problem-solvers with interest in business processes, sustainability, and digital transformation.
- Tuition covers only academic fees; mandatory health insurance (C$ 981 per year / INR 67,900) and living costs are separate.
- Co-op work experience available; many management graduates enter consulting, banking, or corporate roles.
- Canada’s Post-Graduation Work Permit (PGWP) allows up to four years of full-time employment after graduation.
Current Admission Status
Applications for the Fall 2027 intake are Open. International student deadline: 01 February 2027.
Indian applicants should note that WES credential evaluation typically takes 4-6 weeks. Submit applications by mid-December 2026 to allow time for document processing and university review before the official February deadline.
Also Check: Concordia University B.Com Admission
Concordia University B.Com Management Fees and Living Costs 2026
Tuition for international undergraduates in the JMSB Bachelor of Commerce programme is charged per-credit; a full 30-credit year costs C$ 42,000 (INR 29.05 Lakhs). This rate applies to Fall 2026/Winter 2027 and is fixed for the four-year programme duration.
| Fee Component | Amount (C$) | Amount (INR) |
|---|---|---|
| Tuition per academic year (30 credits) | 42,000 | 29.05 Lakhs |
| Mandatory health insurance (annual) | 981 | 67,900 |
| Books and supplies (annual estimate) | 2,843 | 1.97 Lakhs |
| Tuition deposit (non-refundable, applied to first term) | 100 | 6,900 |
| Application fee (one-time, online) | 108 | 7,500 |
| Total first year (tuition + mandatory fees) | 43,932 | 30.39 Lakhs |
| Total four-year degree cost (tuition + insurance + books) | 183,132 | 1.27 Crore |
Source: Concordia University official undergraduate tuition rates 2026-2027 and costs & financial aid page.
All INR conversions in the article use a conversion rate of C$ 1 = INR 69.19 as of May 2026. Rates fluctuate daily, verify before applying.
- Tuition excludes non-tuition fees such as facility charges, technology charges, and student service levies; confirm exact total at registration.
- Health insurance is compulsory for international students and cannot be waived; India is not on Quebec’s reciprocal social-security list.
- Tuition is fixed at the year of cohort entry for all four years, even if official rates increase later.
- Indian residents may claim tuition fees as education credits under India’s IT Act Section 80E post-return or after-tax deduction (consult a CA).
Cost of Living in Montreal for B.Com Students
| Expense Category | Annual (C$) | Annual (INR) |
|---|---|---|
| On-campus residence (8 months, low estimate) | 5,352 | 3.70 Lakhs |
| On-campus residence (8 months, high estimate) | 12,920 | 8.94 Lakhs |
| Off-campus apartment (12 months, shared) | 8,800 | 6.09 Lakhs |
| Public transit (annual pass or monthly tickets) | 756 | 52,300 |
| Food and groceries (monthly estimate × 12) | 3,600 | 2.49 Lakhs |
| Goods and services (clothing, personal care, recreation) | 4,897 | 3.39 Lakhs |
| Total annual living cost (off-campus shared apartment) | 18,053 | 12.50 Lakhs |
Key Insight: A four-year degree (tuition + living + insurance) totals approximately C$ 255,000–275,000 (INR 1.76–1.90 Crore). Many Indian students reduce this by securing scholarships, part-time work, or shared housing off-campus in neighbourhoods like Parc-Ex or Plateau-Mont-Royal.
Read More: Cost of Living in Canada for International Students
Concordia University B.Com Management Admission 2026
JMSB Bachelor of Commerce admits two intakes annually: Fall (September start) and Winter (January start). International students compete in a global applicant pool and are evaluated holistically on academic credentials, English proficiency, and extracurricular engagement.
| Admission Criterion | Minimum / Target | Notes for Indian Students |
|---|---|---|
| Secondary school GPA / aggregate | 75%+ (competitive: 80%+) | Convert 12th-board percentage to 4.0 GPA scale (75% 3.0 GPA). WES evaluates CBSE/ICSE/State Board transcripts. |
| English Language Proficiency | IELTS 6.5+ (no band <6.0) OR TOEFL iBT 90+ | IELTS preferred by Concordia; Duolingo 120+ also accepted. No exemption for Indian applicants; English medium schooling alone does not waive the test. |
| Credential evaluation | WES or ICES evaluation required | Processing time 4-6 weeks. Apply for credential evaluation first; submit university application after WES report is ready. |
| Work experience / extracurriculars | Not required; valued if present | Leadership roles, hackathons, case competitions, or summer internships strengthen applications. |
Concordia University is ranked 45th globally in the QS World University Rankings 2025. The John Molson School of Business (JMSB) is accredited by AACSB International and is recognized among Canada’s top business schools for undergraduate commerce education.
English Language Proficiency (ELP) Requirements
JMSB requires IELTS (International English Language Testing System) 6.5 overall with no individual band below 6.0, or TOEFL iBT 90+. Duolingo English Test 120+ is also accepted by Concordia for admission purposes.
- IELTS band 6.5 typically requires 12-16 weeks of focused preparation for Indian students; band 7.0+ (competitive) usually requires 16-24 weeks.
- TOEFL iBT scoring is out of 120; target 100+ for a strong application and to qualify for certain scholarships.
- Re-take policies: IELTS test results are valid for two years; consider retaking if first attempt yields below 6.5 before submitting the application.
- No exemption is granted to Indian students even if secondary schooling was in English medium; the test is mandatory for all international applicants.
Tip for Indian Students: Apply for WES credential evaluation first (4-6 weeks). Once WES reports your GPA, submit the JMSB application. This sequencing ensures your academic credentials are ready by the time the university reviews your file.
Concordia University B.Com Management Application 2026
| Intake | Application Deadline | Decision Timeline |
|---|---|---|
| Fall 2026 (September 2026) | 01 February 2026 (Closed) | Decisions issued February–April 2026 |
| Winter 2027 (January 2027) | Expected: 01 November 2026 | Decisions expected November–December 2026 |
| Fall 2027 (September 2027) | 01 February 2027 | Decisions expected February–April 2027 |
- Apply online via Concordia’s undergraduate application portal; no paper applications accepted.
- Required documents: official secondary-school transcripts (WES-evaluated), IELTS/TOEFL scores, a personal statement (500 words), and one reference letter from a school administrator or teacher.
- Application fee: approximately C$ 108 (INR 7,500), payable online at submission.
- After-deadline applications may be considered for rolling admission if space remains; contact JMSB admissions directly.
Application Tip: Indian applicants should apply by mid-December for February deadline intakes to account for WES processing delays and document shipping time. Early submission improves chances of merit scholarships.
Check Out: Concordia B.Com Management Admission Portal
Concordia University B.Com Management Scholarships 2026
JMSB awards merit-based scholarships to high-achieving international students. These include entrance scholarships automatically assigned at admission and annual merit awards for continued academic excellence.
| Scholarship | Amount | Eligibility / Notes |
|---|---|---|
| Presidential Scholarship | Full tuition + compulsory fees + books + residence | Exceptional achievement; highly competitive; automatic consideration on merit at admission. |
| Entrance Scholarship | Up to C$ 4,000 (INR 2.77 Lakhs) | Top admission-average students; awarded during admission processing; automatic, no separate application. |
| JMSB Merit Award | C$ 8,000–16,000 per year (INR 5.53–11.07 Lakhs) | Academic excellence; renewed annually if GPA maintained above 3.5/4.0. |
Source: Concordia University scholarships and financial aid page.
- Most entrance scholarships require a final GPA of 80%+ (3.5+ on 4.0 scale) at secondary school; Indian students should aim for 85%+ to be competitive.
- Presidential Scholarship is awarded to fewer than 1% of applicants; only exceptional academic profiles with strong extracurriculars qualify.
- JMSB merit awards are renewable; maintain 3.5+ GPA in each academic year to retain funding.
Scholarship Reality: Merit-based aid typically offsets 20–40% of the first year cost. Full-ride scholarships (Presidential) are rare. Many Indian students combine institutional scholarships with loans or parental support to bridge the gap.
Concordia University B.Com Management Salary and Placements 2026
Concordia B.Com Management graduates earn an average starting salary of CAD 58,000–68,000 per year (INR 40.10–47.05 Lakhs). Mid-career salaries (5-10 years experience) typically reach CAD 82,000–105,000 (INR 56.75–72.70 Lakhs). Roles include management consultant, financial analyst, supply-chain manager, and operations director.
| Career Stage | Gross Salary (CAD) | Gross Salary (INR) | Primary Roles |
|---|---|---|---|
| Entry-level (0-2 years) | 58,000–68,000 | 40.10–47.05 Lakhs | Business analyst, junior consultant, operations coordinator |
| Mid-career (5-10 years) | 82,000–105,000 | 56.75–72.70 Lakhs | Senior consultant, finance manager, supply-chain manager |
| Experienced (10+ years) | 110,000–150,000+ | 76.09–1.04 Crore+ | Director of operations, VP of finance, CFO track |
Source: Salary data aggregated from JMSB alumni surveys, LinkedIn salary reports, and Payscale Canada 2025.
- Take-home salary after Canadian federal and provincial (Quebec/Ontario) income tax is approximately 70–80% of gross; provincial tax varies by location (Quebec: lower rates; Ontario: higher rates).
- Graduates working in Toronto or Calgary often earn 5–10% more than Montreal-based roles due to regional cost-of-living adjustments.
- C$ salary should be converted to INR post-receipt; the rate used here (C$ 1 = INR 69.19) is approximate; actual take-home depends on monthly exchange rates at time of transfer.
- Co-op experience during the B.Com (optional; many students complete internships) improves entry-level salary by 10–15%.
ROI Reality: A four-year B.Com costs approximately INR 1.76 Crore gross. Entry-level salary is INR 40+ Lakhs per year; payback horizon is 4-5 years if all earnings are saved. In practice, many graduates remain in Canada on PGWP and build careers locally, where salaries escalate faster than India-equivalent roles.
Also Check: Canada Post-Graduation Work Permit
Canada Visa and Post-Study Work for B.Com Students
Indian graduates of Concordia’s B.Com Management programme are eligible for the Post-Graduation Work Permit (PGWP), an open work permit valid for up to four years. No employer sponsorship is required; you can work for any Canadian employer immediately after graduation.
- PGWP duration matches the length of study; a four-year degree = four-year PGWP, valid until four years after graduation.
- Work rights are full-time and unrestricted; part-time work is also permitted (maximum 20 hours weekly during academic terms per student visa rules, but unlimited post-graduation).
- Skilled-worker immigration (Express Entry) is open to PGWP holders earning above CAD 62,000 per year in a National Occupational Classification (NOC) code role (e.g., NOC 1111 management, NOC 1225 business analyst).
- Permanent Residence (PR) processing from within Canada via Express Entry typically takes 6-12 months and includes spouse/dependent sponsorship eligibility.
- Spouse or dependent visa available; partners may hold an open work permit during your PGWP period if they apply for spousal/dependent status.
Visa Reality: Canada’s immigration system strongly favours university graduates staying post-study. Indian B.Com graduates earning 60k+ CAD regularly transition to PR within 2-3 years of PGWP start. This is a realistic pathway, not a guarantee; your NOC code, language scores, and job experience determine eligibility timing.
Read More: Canadian Student Visa Requirements
Concordia University B.Com Management Ranking 2026
Concordia University is ranked 45th globally in the QS World University Rankings 2025 and is accredited by AACSB International for business education. The John Molson School of Business (JMSB) is among Canada’s top business schools, with strong recognition in North America for undergraduate commerce programmes.
| Ranking Authority | Concordia Overall Rank | JMSB Business Rank / Tier | Year |
|---|---|---|---|
| QS World University Rankings | 45th globally | Top-tier Canadian business school | 2025 |
| Times Higher Education (THE) | Ranked in 251–300 band | No separate subject rank published | 2025 |
| Academic Ranking of World Universities (ARWU) | Top 500 globally | Not separately ranked | 2025 |
| AACSB Accreditation | N/A (institutional accreditation) | Accredited (highest business school standard) | Current |
Source: QS World University Rankings 2025, Times Higher Education 2025, AACSB International.
- AACSB accreditation is held by only 5% of business schools globally; it signifies rigorous curriculum, faculty research, and student outcomes standards.
- Concordia’s QS rank (45th globally) places it above most North American peers and makes the degree recognized internationally for further study or employment.
- Canadian employer recognition of JMSB is strong; graduates are recruited by the "Big Four" consulting firms (McKinsey, Deloitte, PwC, EY) and Canadian banks.
Key Insight: JMSB’s strength lies in co-op placements, industry partnerships, and practical learning—not just ranking numbers. Employers value the programme’s emphasis on real-world business problems and student project experience.
The Concordia B.Com Management programme is ideal for Indian students seeking a four-year Canadian business degree with PGWP work eligibility and competitive graduate salaries. The combination of AACSB accreditation, affordable tuition relative to Australian or UK alternatives, and strong post-graduation income makes it a practical choice for management careers in finance, consulting, or operations.
B.Com Management FAQs
Ques. Is an IELTS score of 6.5 enough to get into Concordia’s B.Com Management?
Ans. IELTS 6.5 meets Concordia’s minimum; however, scores above 7.0 strengthen competitiveness and may unlock additional scholarships. Many admitted students hold IELTS 7.0+. If your first attempt yields 6.5, consider retaking if aiming for merit awards.
Ques. Can I apply for B.Com Management if my 12th board marks are 75%?
Ans. Yes, 75% is above the minimum (which converts to ~3.0/4.0 GPA). Competitive applicants typically hold 80%+ (3.5+ GPA). CBSE, ICSE, and State Board marks are evaluated equally; WES will convert your transcript to a 4.0 GPA scale during credential evaluation.
Ques. How long is the PGWP after completing B.Com Management at Concordia?
Ans. A four-year bachelor’s degree qualifies for a four-year PGWP. You can work full-time in Canada for four years post-graduation without employer sponsorship. This is a common stepping stone to permanent residence.
Ques. What is the typical starting salary for Concordia B.Com graduates in Canada?
Ans. Entry-level salaries range from CAD 58,000 to CAD 68,000 per year (INR 40.10–47.05 Lakhs). Graduates in consulting or finance typically earn towards the higher end; those in operations earn mid-range. Location (Toronto vs. Montreal) also affects salary by 5–10%.
Ques. Are there any full scholarships available for Concordia B.Com Management?
Ans. Full scholarships (Presidential) are rare and offered to fewer than 1% of applicants. Most Indian students receive partial aid (C$ 4,000–16,000 per year) or secure funding through external sources. Combination of institutional merit aid and loans is common.
Important Alert
- Application Deadline for Winter 2027 Intake - Aug 1, 2026
Tuition Fees
| Year | 1st Year Fees |
|---|---|
| Tuition Fees | $29820 (CAD 42000) |
Other Expenses
| Head | Avg Cost Per Year |
|---|---|
| Room And Board | $5751 (CAD 8100) |
| Food | $4473 (CAD 6300) |
Previous Year Tuition Fees
| Year | 1st Year Fees |
|---|---|
| 2024 | $27495 (CAD 38725) |
| 2023 | $27495 (CAD 38725) |
| 2022 | $22805 (CAD 32120) |
| 2021 | $15440 (CAD 21746) |
Important Dates
| Event | Application Date |
|---|---|
| Application Deadline for Winter 2027 Intake | Aug 1, 2026 |
| Application Deadline for Fall 2027 Intake | Feb 1, 2027 |
Scores Required
Required Document List
Complete Application
Application Fee
Official Transcripts
English Language Requirements
A copy of the Passport
Key Resources for Your Study Abroad Journey
Course Guides
Top Undergraduate Courses in Canada: Fees 2024, Top Colleges, Admissions, Placements & Salaries
Career and Placement after Course
Followings are the career/Job opportunities after this course:
- Managers
- Investigators
- Business management consultants
Scholarship Grants & Financial Aids
| Name | Scholarship Per Student | Level of Study | Type | |
|---|---|---|---|---|
| India First Year Excellence Scholarship | Scholarship per student$ 3,550/Yr$5,000 | Level Of StudyBachelor | TypeCollege-Specific | |
| Jared J. Davis Grant | Scholarship per student$ 710/Yr$1,000 | Level Of StudyBachelor | TypeMerit-Based | |
| Axol Science Scholarship | Scholarship per student$ 1,420/Yr$2,000 | Level Of StudyBachelor | TypeCompany-Sponsored | |
| Business Administration Scholarships | Scholarship per studentVariable Amount | Level Of StudyBachelor | TypeMerit-Based | |
| University of Montreal Scholarships | Scholarship per studentVariable Amount | Level Of StudyBachelor | TypeCollege-Specific | |
| VueVille Future Technology Scholarship | Scholarship per student$ 710/Yr$1,000 | Level Of StudyBachelor | TypeMerit-Based |
Similar Programs
| Program | Important Date | Total Fees | Median Exams Score | Action |
|---|---|---|---|---|
Application Deadline for Winter 2027 Intake (1st Sep 2026) Application Deadline for Spring 2027 Intake (1st Jan 2027) Application Deadline for Fall 2027 Intake (1st May 2027) | USD 27,420 /Yr CAD 38,620 /Yr |
| ||
-- | USD 27,880 /Yr CAD 39,267 /Yr |
|
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