I have received an admit from University of Waterloo and Concordia University for biological sciences. Which one should I choose?

Both the University of Waterloo and Concordia University have excellent programs in biological sciences. It ultimately boils down to which university aligns better with your goals and preferences. To make a better decision you can consider parameters like location, campus culture, available resources and opportunities, and the specific strengths of each program. University of Waterloo The University of Waterloo is located in Waterloo, Ontario It is known for its strong emphasis on technology and innovation. It has a diverse range of research opportunities and a large number of co-op programs available to students. Concordia University It is located in Montreal, Quebec. It has a reputation for its strong focus on interdisciplinary research and student-centered approach. It also offers a wide range of research opportunities and is known for its commitment to sustainability and social justice. My suggestion to you would be to choose the University Of Waterloo over Concordia because it has better scope and facilities for Biological sciences when compared to Concordia University. It’s better to research the specific areas of biological sciences that interest you and compare the research and course offerings at each university. Ultimately, the best choice is the one that aligns with your personal values and goals. Both universities have a lot to offer, so it's important to take your time and make an informed decision.

Should I go to Mcgill University (finance) or Concordia University (finance)??

Both McGill University and Concordia Universities are known for their top-notch finance programs. One of my friends shared his experience at his finance-related job. He told me that he was hired just because the other candidate was a graduate of JMSB. Concordia gives you more hands-on experience because even undergrad students manage multimillion-dollar portfolios, while McGill has more brand value. This may give you an edge in international prospects especially in the U.S. since most Americans don't really know too much about schools outside of their country. I know many companies in Montréal that specifically ask for JMSB and HEC students, but I have never heard much about McGill's finance program. So, from the limited information I have, lJMSB has a great co-op program and hands-on experience while McGill is typically more ideology and theory focused, based on its recognition. Ultimately, the decision of which school to attend will depend on your personal preferences and priorities. It’s crucial to go for the school that best aligns with your career goals and personal needs.

Is Concordia University good for Masters in Software Engineering?? If not what are the other recommendations????

Yes, Concordia University is indeed good for Masters in Software Engineering and is ranked among the top 500 in many ranking sites. The curriculum comprises theoretical knowledge of software development through coding intensive courses. To land a good job, you should be skilled in programming language and also have proof of projects that you have worked on in the past. An additional Work-Study Program enables students to work on-campus either part-time in the academic year or full-time in the summer season. Curriculum: The curriculum touches on basic topics related to software engineerings like Advanced Software Architecture, Software Systems Requirements Specification, Software Project Management, and Software Comprehension and Maintenance. Placements: Placements are a bit tough in this field as the employment rate is very low around 55%. Only skilled graduates are given preference while screening for job offers. As an international student, you can have an upper hand by taking advantage of online resources, learning Canadian culture, and being prepared for Canadian winter.

Should I go to Concordia University or to Bishop's University (Commerce Bachelor in both)?

You should choose Bishop’s University for Commerce Bachelor. In North America, it is one of the best universities for Commerce. Bishop’s team often wins NIBS Worldwide case competition. The academics are great. Due to the small batch size, it’s easier to get mentors. Bishop’s University graduates earn around $146k. Due to these factors, Bishop’s University is a better option.

What's better? Concordia University or Carleton University?

Carleton University is comparably better than Concordia University. It offers well-structured programs in Journalism, Architecture, and courses such as Public Affairs & Policy Management. Skilled professionals in these fields are hugely in demand. Carleton University is located in Ottawa, the capital of Canada. The main employer in the area is the Federal Govt. and all that entails. Ottawa is also an emerging technology hub, and the job opportunities available are appealing. Carleton University business and management graduates are the highest paid. The average CTC for Carleton University graduates in these fields is around $141,000.

Which is the best university to study Computer Science if I have letters from these universities: University of Manitoba, Concordia University, or University of Regina?

University of Manitoba Computer Science faculty is great. It has good research faculties in Artificial Intelligence, Cryptography, and Human-Computer Interaction. The university was ranked #301-350 by THE 2022. Here are the highlights of the Bachelor of Computer Science Honours. Course fee INR 12,26,214 Other fees INR 9,11,176 TOFEL, PTE, IELTS scores TOFEL - 86/120, PTE - 58/90, IELTS - 6.5/9 Median CTC after 2 years of graduation INR 5,013,498 After graduation, you can get lucrative careers in special effects to robotics, in almost every area imaginable. Concordia University is also a good option. Montreal houses many major video game studios, and AI companies. So, it will be easier to get internships and placements.

Which university is better for a Masters in applied computer science, the University of Concordia, or the University of Dalhousie?

For Masters in Applied Computer Science, Concordia University is better. The university has a locational advantage. It is in Montreal, which is becoming an IT hub. You can get good exposure to the programming and gemming industry. Concordia has demanding coursework. You will have to clear programming tests in the first year of the degree, itself. If you are good at coding and think analytically to implement the solution in a practical way, this course is ideal for you. Here is a brief highlight of Concordia’s Masters in Applied Computer Science. 1st year tuition fees INR 12,76,002 Other costs INR 10,23,672 Eligibility 4-year bachelor's degree or 3-year program and 2-year master’s in a relevant field related to computer science. Language proficiency test scores TOFEL - 85/120 PTE - 57/90 IELTS - 6.5/9 Program acceptance rate 49.3% Student-teacher ratio 1:16 Average CTC INR 6,406,125 (82,500 USD) Dalhousie University is located in a small city Halifax, full-time opportunities after Masters are fewer there compared to Montreal. However, Montreal is a French city, you will have to learn basic French to get part-time jobs.

Which university is better for an undergraduate degree in fine arts with a biology minor, U of T, McGill, or Concordia University??

You should prefer University of Toronto or McGill. If you get accepted at both the university, choose one of these according to your preference. UofT has one of the best fine arts programs in the world. Their Biology minor program offers an introduction to Cell & Molecular Biology, Evolutionary Biology, Ecology, and Physiology. McGill’s Biology program is more research-oriented. You will get a chance to work and collaborate with some of the best and brightest researchers. UofT and McGill also rank higher than Concordia. UofT was ranked 18th in World University Rankings 2022 by Times Higher Education. McGill was ranked 44th by THE. Here is a brief comparison of UofT and McGill University. Parameters UofT McGill University Undergraduate tuition fees(International) 45,690 CAD 29,200 CAD Acceptance rate 43% 48.9% Average base salary for graduates CAD 68k CAD 62K The science programs of Concordia University aren’t as refined compared to UofT and McGill.

Is Carleton or Concordia University better for MEng in mechanical engineering??

Both Carleton and Concordia are top public universities of Canada, securing #301/400 and #201/400 rank in the domain of mechanical engineering by Academic Ranking of Universities Ranking (ARWU) 2020. However, the program duration in both universities differs, the MEng program at Concordia University is 2 years whereas at Carleton University it's 1 year. Here’s a brief comparison of the MEng program in both universities: PARAMETERS Concordia University Carleton University RANK # 201/400 #301/400 ACCEPTANCE RATE 61.80% 20% - 30% FEES CHARGED $22676 For 2 years. $23740 for 1 year LIVING EXPENSES $16,0681 $13,354 AVERAGE PACKAGE $46,475 $61,860 Concordia University students receive easy access to state of the art laboratories and research centers for a good grip and better understanding of Industrial Control, on the other hand, Carleton's MEng program focuses on building student's engineering career by the combined rigorous program along with a supportive learning environment and hands-on experience training. Placements On the completion of the program, Concordia students get placed as Mechanical Engineers, Aerospace Engineers with an average package of $46,475 whereas Clareton students receive job opportunities as Robotic Engineer, Nanotech Engineer, etc with a median package of $61860.

What is (approx) per semester fees for McGill and Concordia University?

Both universities are considered great and Canada, hence its a given that they will incur good costs. Different programs will have different fees and additional costs. If you are an international student, your fee will be significantly higher as well. McGill University range is quite wide from $13,830 to $136,721 for some professional degrees whereas the Concordia University range is from $11,299 to $72,768. Keep in mind the living costs as well, as tuition only refers to the program cost. Fees differ from courses to courses so here are some particulars of both the universities of some courses: Additional expenses also include the application fees, for McGill University it can range from $85.37 - $89.87 and $77.14 – $772.12 for Concordia University. On-campus living expenses at McGill University range from $13,623 - $18,527 and for off-campus may be anywhere from $8,600 - $20,100. Living expenses of Concordia University range from $26,755.57- $28,136.56.

BS Actuarial Mathematics at CU Montreal: Fees 2026 Dates & Requirements

Montreal, QuebecLocation

UniversitySchool type

Estd1974established year

46056enrollment

12 Questions Answered

Public

Partner [5 Courses]

Montrealcampus

7.3/10

39 reviews

Get free counselling

Bachelor of Science [BS] (Actuarial Mathematics)

STEM Course

4 years

Full Time

Honours, Co Op & On Campus

Field of Study:

Mathematics,

Actuarial Science,

Sciences

$24,708 /Yr

CA$34,800 /Yr

Study Abroad Team

Updated on - Jul 22, 2026

Concordia University Bachelor of Science [B.S] Actuarial Mathematics is a four-year honours undergraduate degree combining mathematics, statistics, and finance. Located in Montreal, Canada, this full-time on-campus program trains students for careers in insurance, pension consulting, and investment banking. The course covers 120 credits and attracts international students globally. Total first-year fees are approximately C$34,800 (INR 24.08 Lakhs). Intake for Fall 2026 opens soon. The program is ideal for students strong in mathematics who want to transition directly into actuarial careers.

This honours specialization stands out through Concordia’s Centre of Actuarial Excellence designation by the Society of Actuaries. Graduates earn exemptions from four preliminary professional exams, accelerating their path to professional actuarial credentials. The co-op option embeds paid work terms with major insurance and consulting firms during studies. Students who excel in probability, mathematical modeling, and computer-aided statistical analysis are best suited for this programme.

Earn four SOA exam exemptions; accelerate professional credentialing.
Access paid co-op placements with insurers and actuarial consulting firms during your degree.
Study in downtown Montreal with access to major North American actuarial employers nearby.

Current Admission Status

Applications for the Fall 2026 intake are Open. International student recommended deadline: 01 February 2026.

International applicants should prioritize the February deadline to allow time for visa processing and document submission, as institutional deadlines extend to March 1.

Also Check: Concordia University Admission Requirements

Concordia University Bachelor of Science [B.S] Actuarial Mathematics Fees and Living Costs 2026

International students at Concordia pay per-credit tuition under the Faculty of Arts and Science rates. A typical full-year load of 30 credits costs C$34,800 annually.

Fee Component	CAD	INR
Tuition (per-credit rate: C$1,160 × 30 credits)	C$34,800	INR 24.08 Lakhs
International Student Health Insurance (annual)	C$981	INR 67,878
Application Fee	C$108	INR 7,472
First-Year Total (approx.)	C$35,889	INR 24.84 Lakhs

All INR conversions in the article use a conversion rate of CAD 1 = INR 69.19 as of May 2026. Rates fluctuate daily, verify before applying.

Tuition billed per credit; 30 credits constitutes a full-time undergraduate year.
Mandatory health insurance through Blue Cross covers September to August yearly.
Admission confirmation deposit of C$100 (INR 6,919) is non-refundable and applied to tuition.
No Quebec domestic or US$4,000 discount applies to Indian international students.

Cost of Living in Montreal for Actuarial Mathematics Students

Expense Category	CAD (Annual)	INR (Annual)
On-campus housing (8 months)	C$5,352 to C$12,920	INR 3.71 to INR 8.94 Lakhs
Off-campus apartment (annual)	C$8,800	INR 6.09 Lakhs
Books and supplies	C$2,843	INR 1.97 Lakhs
Public transport (annual pass)	C$756	INR 52,295
Food, utilities, personal goods	C$4,897	INR 3.39 Lakhs
Annual Living Total (off-campus)	C$17,296	INR 11.97 Lakhs

Cost Reality: Total four-year cost reaches approximately INR 1.45 Crores (tuition plus living). Co-op earnings offset roughly 40% of living expenses through paid placements.

Concordia University Bachelor of Science [B.S] Actuarial Mathematics Admission 2026

Fall 2026 is the only intake offered for undergraduate Actuarial Mathematics. International students compete on academic merit and English proficiency. Concordia ranks 47th globally by QS and holds centre-level accreditation in actuarial disciplines.

Admission Criterion	Requirement
Grade 12 / HSC Average	Minimum 70% overall; B+ or higher in Mathematics
GPA (if applicable)	Minimum 3.0 / 4.0
International Qualifications	IB, British GCE, Baccalauréat, or equivalent accepted
English Proficiency	IELTS 6.0+ overall OR TOEFL 90+ OR PTE 61+
Prerequisite Subjects	Calculus, algebra, and statistics strongly recommended

English Language Proficiency for International Applicants

Non-native English speakers must provide proof of English proficiency. The accepted tests are IELTS, TOEFL, PTE, and Duolingo. Minimum scores reflect Concordia’s admission standards across all undergraduate programmes.

IELTS: 6.0 overall (no band below 5.5); allows online test delivery from India.
TOEFL iBT: 90+ overall; test is widely available in India with multiple seatings yearly.
PTE: 61+; faster results than TOEFL, accepted since 2023.
Duolingo English Test: 119+; fastest certification available; online proctoring from home.

Tip for Indian Students: Average admitted students scored IELTS 7.0 or TOEFL 95. Plan six months for English test prep and document collection before the February deadline.

Concordia University Bachelor of Science [B.S] Actuarial Mathematics Application 2026

Submit applications via the Concordia admissions portal. International students should apply no later than February 1 for Fall 2026 entry to allow sufficient visa processing time.

Intake	Deadline	Status
Fall 2026 (recommended international)	01 February 2026	Open
Fall 2026 (institutional deadline)	01 March 2026	Open
Winter 2027	01 November 2026	Expected

Application platform: Concordia’s online portal at www.concordia.ca/admissions requires transcripts, English test results, and a C$108 fee.
Document turnaround: Plan 4 to 6 weeks for transcript evaluation and admission decision release.
Visa timeline: International admissions typically take 2 to 4 months from application; factor in GIC (C$20,000) and visa processing (6 to 8 weeks) before enrollment.
No separate entrance exam required; admission is based on grades and English proficiency alone.

Application Tip: Applicants with IELTS 7.0+ and average above 75% receive admission decisions within six weeks.

Concordia University Bachelor of Science [B.S] Actuarial Mathematics Scholarships 2026

Concordia offers merit-based scholarships to admitted undergraduates. International students are eligible for entrance scholarships, though eligibility is more competitive than for domestic students.

Scholarship	Amount (CAD)	Amount (INR)	Eligibility
Presidential Scholarship	Full tuition + fees	N/A	Top-tier applicants; exceptional academics and leadership
Entrance Scholarship	Up to C$4,000	INR 2.77 Lakhs	Strong admission average; automatic consideration
Academic Merit Award	C$8,000 to C$16,000	INR 5.54 to INR 11.07 Lakhs	Top-ranked admission cohort; varies by faculty

Scholarships are awarded automatically upon admission; no separate application required.
International students with 75%+ average may qualify for entrance scholarships up to C$4,000 (INR 2.77 Lakhs).
First-year financial aid offsets approximately 12 to 15% of total costs for mid-range scholars.

Scholarship Reality: Full-ride awards are rare for international undergraduates. Plan on scholarships covering no more than C$4,000 in your first year; external awards and student loans bridge the remainder.

Concordia University Bachelor of Science [B.S] Actuarial Mathematics Salary 2026

Actuarial Mathematics graduates from Concordia enter the workforce at competitive entry-level salaries. Gross annual compensation for early-career actuaries in Canada reflects a strong job market for certified professionals.

Career Stage	Gross Salary (CAD)	Gross Salary (INR)	Notes
Entry-level actuary (0 to 1 year)	C$57,000 to C$75,000	INR 39.45 to INR 51.89 Lakhs	Fresh graduate, no SOA exams passed
Junior actuary (1 to 3 years)	C$70,000 to C$95,000	INR 48.43 to INR 65.73 Lakhs	With 1 to 2 SOA exams completed
Mid-career (5+ years)	C$100,000 to C$150,000	INR 69.19 to INR 1.04 Crores	Multiple exam passes, specialization established

Source: PayScale Canada, Job Bank (Statistics Canada), Glassdoor Canada 2026 actuary salary surveys.

Tax and deductions reduce gross income by approximately 30 to 35% at entry level, yielding net take-home of C$37,000 to C$48,000 (INR 25.60 to INR 33.23 Lakhs) in year one.
Actuaries in Quebec and Ontario earn 8 to 12% above the national average due to concentrated insurance and pension sectors.
Co-op students typically earn C$18 to C$25 per hour during placements, adding C$8,000 to C$14,000 per work term (INR 5.54 to INR 9.68 Lakhs).

ROI Reality: Four-year total tuition and living cost of INR 1.45 Crores returns to salary within three years post-graduation at mid-career progression.

Canada Visa and Work Rights for Actuarial Mathematics Students

International students may work full-time in Canada after graduation via the Post-Graduation Work Permit (PGWP). A bachelor’s degree from Concordia qualifies for a PGWP duration of up to four years.

PGWP duration matches programme length (four-year degree = four-year permit); valid for open work, no employer sponsorship required.
Skilled-worker visa (Express Entry) pathway: Canadian experience earned during PGWP qualifies for permanent residency if salary exceeds C$62,000 (INR 42.90 Lakhs) after 12 months employment.
PR eligibility: Typical processing time is 12 to 18 months; family sponsorship is available after PR status is granted.
Spouse/partner: May apply for an open work permit while student holds a valid study permit; becomes eligible for spousal work permit after degree completion.

Visa Reality: PGWP-to-PR pathway is straightforward for actuaries earning above skill-worker thresholds; plan 3 to 4 years from graduation to permanent residency eligibility.

Frequently Asked Questions: Actuarial Mathematics at Concordia

Ques. What professional credentials do Concordia actuaries gain during their degree?

Ans. Concordia’s program is provisionally accredited by the Canadian Institute of Actuaries. Graduates earn exemptions from four Society of Actuaries (SOA) preliminary exams upon completing the degree, which ordinarily take two years to pass independently. This accelerates the path to Associateship-level credentials by 18 to 24 months.

Ques. Is the co-op option mandatory, and how does it affect graduation timeline?

Ans. The co-op option is optional; students may complete the degree in four years full-time without co-op work terms. Those who select co-op typically extend their programme to five years, alternating between four-month work terms and academic semesters. Co-op students earn C$8,000 to C$14,000 (INR 5.54 to INR 9.68 Lakhs) per four-month placement, materially offsetting living costs.

Ques. What is the acceptance rate for international students in Actuarial Mathematics at Concordia?

Ans. Concordia’s overall institutional acceptance rate is approximately 78%, but Actuarial Mathematics is more selective due to rigorous mathematics prerequisites and cohort size limits. International students with IELTS 6.5+ and mathematics average above 75% have strong admission prospects; those below 70% mathematics should retake or strengthen their application before submission.

Ques. Can Indian students complete their degree entirely online?

Ans. No. Concordia requires Actuarial Mathematics students to study full-time on-campus at the Sir George Williams downtown campus. Practicum labs, computer-aided statistical modelling, and co-op placements mandate in-person attendance. Online delivery is not available for undergraduate programmes at Concordia.

Ques. How does the PGWP differ from a work visa, and what are my options to stay in Canada after graduation?

Ans. The PGWP is a post-study work permit issued automatically after degree completion; it requires no employer sponsorship, unlike a Temporary Foreign Worker visa. PGWP holders can work for any employer. After PGWP tenure and 12+ months of actuarial employment at a salary above C$62,000 (INR 42.90 Lakhs), you qualify for Express Entry-based permanent residency. Processing typically takes 12 to 18 months from application to PR approval.

The Concordia University Bachelor of Science in Actuarial Mathematics combines rigorous quantitative training with direct pathways to professional credentials and stable actuarial careers. Graduates from this programme advance rapidly into mid-career actuarial roles, with post-study work eligibility and permanent residency opportunity available within five to six years of graduation.

Application Deadline for Fall 2027 Intake - Feb 1, 2027

Tuition Fees

Year	1st Year Fees
Tuition Fees	$24708 (CAD 34800)

Other Expenses

Head	Avg Cost Per Year
Room And Board	$5751 (CAD 8100)
Food	$4473 (CAD 6300)

Previous Year Tuition Fees

Year	1st Year Fees
2024	$23093 (CAD 32525)
2023	$23093 (CAD 32525)
2022	$19183 (CAD 27018)
2021	$12801 (CAD 18030)

Important Dates

Event	Application Date
Application Deadline for Fall 2027 Intake	Feb 1, 2027

Scores Required

4 / 6

Avg. Score in

TOEFL

6 / 9

Avg. Score in

IELTS

50 / 90

Avg. Score in

PTE

105 / 160

Avg. Score in

Duolingo

100

Application Fees

120

ECTS Credits

Required Document List

Complete Application
Application Fee
Official Transcripts
English Language Requirements
A copy of the Passport

Ranking

20252024202320222020201920182017

Mathematics 451 out of 600 in Global Ranking

( #12 out of 22 in Canada 2025)

Do you think the Rankings are wrong ? Report Here

Key Resources for Your Study Abroad Journey

Course Guides

Top Undergraduate Courses in Canada: Fees 2024, Top Colleges, Admissions, Placements & Salaries

Comments

Found 8 Comments

prasanth p

Apr 7, 2023 19:59

Hi my ielts score is overall 6.5 (pen and paper based ) can i able to apply [M.Eng] (Information Systems Security) in concardia university ? Im having this doubt because many websites are showing diff ielts entry requirements for that course , can someone help me with it?

Sinbad Chongtham

Apr 10, 2023 16:49

To apply for the M.Eng Information Systems Security program of Concordia University you must have taken IELTS Academic and have an overall score of 6.5 with no individual score less than 6.5.

swapn

Mar 27, 2023 17:17

can i do mba after post graduation diploma in supply chain?

Sinbad Chongtham

Mar 28, 2023 13:32

To apply for the MBA program of Concordia Univesity, you must have an undergraduate degree in any discipline with a minimum cumulative GPA of 3.0 out of 4.3 from a recognized college/university. You must also have a GMAT score of 580 and above plus a valid language proficiency test score in English or French. Along with these a minimum of two-years full-time work experience is required.

jay rathod

Feb 9, 2023 00:47

Master of Computer Science Thesis Based complete in 2years time period or take more time. For financial point of view.

Sinbad Chongtham

Feb 15, 2023 16:19

The duration required to complete the Master of Computer Science thesis-based program of Concordia University is two year. The university accepts applications for this program in the Fall, Winter and Summer intakes. While pursuing this program you can apply for a scholarship.

Scholarship Grants & Financial Aids

Name	Scholarship Per Student	Level of Study	Type
India First Year Excellence Scholarship	Scholarship per student$ 3,550/Yr$5,000	Level Of StudyBachelor	TypeCollege-Specific	View Details
VueVille Future Technology Scholarship	Scholarship per student$ 710/Yr$1,000	Level Of StudyBachelor	TypeMerit-Based	View Details
Go Clean Scholarship	Scholarship per student$ 2,485/Yr$3,500	Level Of StudyBachelor	TypeMerit-Based	View Details
Forktip Women’s- Innovation Scholarship	Scholarship per studentVariable Amount	Level Of StudyBachelor	TypeCollege-Specific	View Details
Jared J. Davis Grant	Scholarship per student$ 710/Yr$1,000	Level Of StudyBachelor	TypeMerit-Based	View Details
Axol Science Scholarship	Scholarship per student$ 1,420/Yr$2,000	Level Of StudyBachelor	TypeCompany-Sponsored	View Details

Similar Programs

Program	Important Date	Total Fees	Median Exams Score
BMath, University of Windsor 4 years	Application Deadline for Winter 2027 Intake (1st Sep 2026) Application Deadline for Spring 2027 Intake (1st Jan 2027) Application Deadline for Fall 2027 Intake (1st May 2027)	USD 24,850 /Yr CAD 35,000 /Yr	TOEFL: 4 IELTS: 6.5 PTE: 60 Duolingo: 115
B.S Applied Mathematics, Memorial University of Newfoundland 4 years	--	USD 14,761 /Yr CAD 20,790 /Yr	TOEFL: 79 IELTS: 6.5 Duolingo: 115
B.S Actuarial Science, Laval University 3 years	--	USD 18,905 /Yr CAD 26,627 /Yr	TOEIC: 591 IELTS: 6.5
B.S Mathematics, University of Saskatchewan 4 years	--	USD 27,213 /Yr CAD 38,328 /Yr	IELTS: 6.5 TOEFL: 86 PTE: 63 Duolingo: 110