University of New South Wales (UNSW) Courses and Fees 2027

UNSW tuition fees for Indian students range from A$56,500 (₹38.08 Lakhs) per year for a Bachelor of Commerce to A$63,000 (₹42.46 Lakhs) for a Master of Information Technology, based on the university’s currently published 2026 indicative first year fees. Popular programmes such as the Master of Commerce, Master of Data Science and Decisions, and Master of Financial Analysis cost A$62,000 (₹41.79 Lakhs), while the Bachelor of Engineering (Honours) costs A$61,500 (₹41.45 Lakhs) per year.

Key tuition fee highlights:

• Bachelor of Commerce: A$56,500 (₹38.08 Lakhs) per year
• Bachelor of Engineering (Honours): A$61,500 (₹41.45 Lakhs) per year
• Master of Engineering Science: A$61,000 (₹41.11 Lakhs) per year
• International Scientia Coursework Scholarship: Full tuition or A$20,000 (₹13.48 Lakhs) per year

Based on the exchange rate of A$1 = ₹67.40, the estimated tuition for a two year Master of Information Technology is A$126,000 (₹84.92 Lakhs), while a three year Bachelor of Commerce costs approximately A$169,500 (₹1.14 Crore) before scholarships and other expenses.

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University of New South Wales Tuition Fees by Programme

UNSW prices per Unit of Credit (UOC), and a standard full-time year is 48 UOC. The 2026 international rate ranges from A$985 per UOC in arts to A$2,075 per UOC in specialised medicine, which produces the annual programme fees below.

Undergraduate Fees

The 2026 rate applies to any UG offer starting in 2026. UNSW confirms 2027 rates in October 2026 and applies them from the T1 2027 intake.

Source: UNSW individual programme pages, verified 24 July 2026. Application fee is A$150 (₹10,110) for every UG programme.

Postgraduate Fees

Master of IT stays the cheapest coursework Master’s for Indian students; the higher-band commerce and data science degrees carry a fee premium of about A$17,000 (₹11.46 Lakhs) per year.

Source: UNSW individual programme pages, verified 24 July 2026. Application fee is A$150 (₹10,110) for every PG programme.

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Cost of Living in Sydney for University of New South Wales Students

UNSW estimates that an international student in Sydney spends A$2,970 (₹2,00,178) per month, or A$35,640 (₹24.02 Lakhs) per year. That sits above the Department of Home Affairs subclass 500 minimum of A$29,710 (₹20.02 Lakhs) that must be shown in visa funds.

Source: UNSW cost of living in Sydney page, verified 24 July 2026.

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University of New South Wales Scholarships for Indian Students

UNSW runs four international awards that Indian students can stack on the same offer, plus a suite of external India-based scholarships that pay the balance.

Source: UNSW scholarships website and India-specific scholarships page, verified 24 July 2026.

University of New South Wales Tuition Deposit and Payment Options

The acceptance deposit varies, due within four weeks of accepting the offer, and it releases the CoE (Confirmation of Enrolment, the document needed for the subclass 500 Student Visa). The deposit is credited against your first-year tuition, not on top of it, and is refundable only if the visa is refused with evidence.

Methods of Payment

• Convera (UNSW’s own portal): UNSW routes international tuition through Convera, which quotes an INR-to-AUD rate 2-3% better than a raw SWIFT wire; the exchange is locked for 72 hours after quote.
• Bank wire (telegraphic transfer): Direct wire from an Indian bank works, but charges A$25-40 per transaction and gives you the SWIFT-desk rate, not the interbank rate.
• Forex card (Niyo/HDFC/Axis/ICICI): Load AUD when the rate is favourable; useful for the deposit if you have the funds pre-arranged.
• Education-loan disbursement: HDFC Credila, Avanse, Auxilo, and Prodigy Finance disburse directly to UNSW in AUD; the loan sanction takes 4-6 weeks and must be in hand before the deposit deadline.

Steps to Pay Tuition Fees for International Students

1. Accept the UNSW offer online through myUNSW.
2. Pay the acceptance deposit through Convera within four weeks.
3. Receive the CoE by email, usually within 3-5 working days of the deposit clearing.
4. Submit the subclass 500 visa application on the Home Affairs portal using the CoE and OSHC number.
5. Pay the balance of Term 1 tuition by the census date, which is usually four weeks after the term start.
6. Keep every receipt and Convera confirmation for the visa financial-capacity file.

Hidden Costs of Studying at University of New South Wales

Beyond tuition and rent, first-year hidden costs for a Term 1 2027 Indian entrant total roughly ₹6-7 Lakhs, most of it front-loaded before you land in Sydney.

• Subclass 500 Student Visa fee: A$2,000 (₹1.35 Lakhs), paid once at application.
• OSHC (Overseas Student Health Cover): A$800 per year single-cover, but the full policy duration is paid upfront, so a two-year Master’s charges A$1,600 (₹1.08 Lakhs) at the visa stage.
• Bond and setup: Sydney rentals need 4 weeks’ bond plus first-fortnight rent, roughly A$3,400 (₹2.29 Lakhs) on a share house, plus bedding and kitchen kit at A$600-800 (₹40,440-53,920).
• Airfare Delhi/Mumbai to Sydney: A$1,300-1,700 (₹87,620-1,14,580) return, higher in the January-February visa season.
• SSAF (Student Services and Amenities Fee): A$365 (₹24,601) per year, compulsory.
• Textbooks and course materials: A$600-800 (₹40,440-53,920) per year; use the UNSW library and secondhand groups to cut this.
• IELTS retake: A$490 (₹33,026) if your first band drops one requirement.

Budget ₹6-7 Lakhs for first-year hidden costs on top of tuition and living, and hold ₹2 Lakhs as a buffer for the first 30 days in Sydney while the Indian bank account and OSHC card are being set up.

Fee Saving Strategies for University of New South Wales Students

The highest-value saving for a Term 1 2027 Indian entrant is stacking the UNSW International Student Award (20% off) with a share-house living arrangement and Section 80E interest deduction.

• International Student Award (20%): Automatic reduction on tuition every year; on a Master of Commerce, that is A$12,400 (₹8.36 Lakhs) off per year, or ₹16.72 Lakhs over the degree.
• Share-house over studio: Renting a room in Randwick or Kingsford instead of a Kensington studio saves roughly ₹9-10 Lakhs over two years.
• Part-time work: Australia allows 48 hours per fortnight during term. At A$26-32 per hour (barista, retail, tutoring), a student earning 40 hours per fortnight covers about A$26,000 (₹17.52 Lakhs) of yearly living costs.
• Post-Study Work stream (subclass 485): A Master’s completed in Sydney qualifies for a 2-year post-study work visa, and Sydney tech and finance salaries start at A$70,000-90,000 (₹47.18-60.66 Lakhs) per year, so the loan is largely repayable inside the visa window.
• Section 80E: Interest on your Indian education loan is fully deductible from taxable income for up to 8 years starting the year you begin repayment; on a ₹50 Lakh loan the deduction is roughly ₹4-5 Lakhs of interest per year.
• Pick the lower-fee UOC track: Some UNSW Master’s programmes let you pick electives from lower-band schools (arts A$985 per UOC vs engineering A$1,270 per UOC). Twelve UOC swapped saves about A$3,420 (₹2.30 Lakhs) across the degree.

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