St. John's University Courses and Fees 2026

St. John’s University fees for Indian students use separate billing routes, with postgraduate tuition spanning $1,705-$1,815 per credit (INR 1,63,083-INR 1,73,605). Undergraduate tuition spans $56,140-$64,274 yearly (INR 53.70-61.48 Lakhs), depending on programme. The popular Master of Science in Finance uses a 30-credit route at $1,720 per credit (INR 1,64,518 per credit).

Graduate New York living expenses are highest for housing and food. $24,498-$26,764 (INR 23.43-25.60 Lakhs) covers annual graduate housing and food off campus or in university residence. Queens on-campus housing means university residence, while off-campus housing means private rental. Transport, deposits, bills, lease length, and availability require separate budgeting.

For the 18-month Master of Science in Artificial Intelligence and Data Science, full tuition is $51,150 (INR 48.92 Lakhs). Adding 18 months of graduate off-campus living produces $92,592 (INR 88.56 Lakhs). This excludes books, university fees, insurance, visa charges, deposits, travel, and airfare. Use the 2026/27 rates for Spring 2027 and treat Fall 2027 tuition as pending until the next schedule is published.

INR conversions use 1 USD = INR 95.65, based on open.er-api.com on August 30, 2026.

Review St. John’s admission deadlines for Spring 2027

St. John’s University Tuition Fees by Programme

St. John’s charges most graduate tuition by credit, while undergraduates taking 12 to 18 credits pay a semester block.

The fee structure changes by school, credit load, professional stage, and programme duration.

St. John’s University Postgraduate Fees: Spring 2027 and Fall 2027

Postgraduate tuition runs $1,705-$1,815 per credit (INR 1,63,083-INR 1,73,605), with course length setting the tuition-only total.

Tuition is charged per credit for these programmes. Required credits come from each programme’s official curriculum.

Source: St. John’s University graduate tuition and programme pages.

• Thirty-credit routes use different school rates, so Finance and Actuarial Science cost more than Artificial Intelligence and Data Science.
• Speech-Language Pathology carries the $1,815 rate (INR 1,73,605) and a 54-credit requirement.
• Taxation uses 31 credits, making its total different from other Tobin College routes.
• The $300 enrollment deposit (INR 28,695) is separate from per-credit tuition billing but is credited toward tuition.

Indicative full-course figures multiply each published credit requirement by the current rate at unchanged current rates.

They are not future-fee forecasts and exclude university fees, insurance, books, living costs, deposits, visa charges, and travel.

St. John’s University Undergraduate Fees: Fall 2027 and Spring 2027

Undergraduate base tuition is $56,140 per year (INR 53.70 Lakhs), while Tobin and Doctor of Pharmacy stages cost more.

Full-time undergraduates taking 12 to 18 credits pay the semester block. Credits below 12 and above 18 change the billed amount.

Source: St. John’s University 2026/27 undergraduate tuition and programme pages.

• The base rate covers Computer Science and Nursing without the Tobin or Pharm.D. differential.
• Business Analytics and Accounting add $2,400 yearly (INR 2.30 Lakhs) during years 3-4.
• Doctor of Pharmacy is a six-year professional route, so its total is not comparable with four-year degrees.
• These full-course figures use the current published stage rates.
• They exclude university fees, insurance, books, living costs, deposits, visa charges, and travel.

Artificial Intelligence and Data Science lists Fall and Spring entry. Public Health accepts applications throughout the academic year.

Speech-Language Pathology publishes a February 1 application deadline. Spring 2027 is not a viable entry unless its department confirms it.

Review course-specific St. John’s admission deadlines

St. John’s University Fee Trend by Year

Undergraduate base tuition was $51,410 (INR 49.17 Lakhs) in 2024/25. It reached $56,140 (INR 53.70 Lakhs) in 2026/27.

The two-year increase affects loan sizing and housing commitments, while Spring 2027 still uses the current fee year.

Source: St. John’s University undergraduate tuition archive.

• Base tuition increased by $2,570 (INR 2.46 Lakhs) between 2024/25 and 2025/26.
• The next increase was $2,160 (INR 2.07 Lakhs) between 2025/26 and 2026/27.
• Tobin and Pharm.D. differentials sit above this base series and need separate calculations.
• Use the latest published fee year until the next official year is released, then rerun totals.

Cost of Living in New York City for Indian Students

Graduate off-campus living at St. John’s is $28,428 annually (INR 27.19 Lakhs) before tuition and university fees.

This 12-month university benchmark includes housing, food, personal costs, transport, and books. On-campus means university residence in Queens, while off-campus means private housing elsewhere.

Source: St. John’s University 2026/27 estimated annual cost of attendance.

• Off-campus housing and food total $24,498 annually (INR 23.43 Lakhs) before personal costs, transport, and books.
• On-campus housing and food total $26,764 annually (INR 25.60 Lakhs), with residence availability subject to university demand.
• The Queens campus is the main residence location. Manhattan campus classes can require a separate commute allowance.
• The transport allowance is $1,020 annually (INR 97,563), so location changes the cash requirement.

On-Campus and Off-Campus Housing Near Queens for Indian Students

University housing and food total $26,764 annually (INR 25.60 Lakhs) on campus.

The off-campus benchmark is $24,498 annually (INR 23.43 Lakhs).

Source: St. John’s University cost of attendance and housing pages.

Transport alone is $1,020 annually (INR 97,563), so Manhattan-based schedules need a separate commuting allowance.

Total Cost of Studying at St. John’s University

The illustrative first academic year for Artificial Intelligence and Data Science starts at $46,038 (INR 44.04 Lakhs) at home. It reaches $66,508 (INR 63.61 Lakhs) on campus.

It uses 18 credits and 12 months of living. Mandatory items include university fees, health insurance, the visa application, and the Student and Exchange Visitor Information System (SEVIS) payment.

The tuition column assumes nine credits in each first-year semester at $1,705 per credit (INR 1,63,083 per credit). The living column includes books and excludes tuition and mandatory fees.

Source: St. John’s University cost of attendance and United States visa pages.

• The at-home scenario is a lower published benchmark, not a practical residence plan for a newly arriving F-1 student.
• The mandatory-fee cell combines $1,000 university fees (INR 95,650) and $3,589 annual insurance (INR 3.43 Lakhs).
• It also combines the $185 visa fee (INR 17,695) and $350 SEVIS fee (INR 33,478).
• The $300 enrollment deposit (INR 28,695) reduces tuition and is not added again as an extra cost.
• The $400 housing deposit (INR 38,260) reduces room and board when Queens residence is selected.
• The visa and SEVIS amounts are shown for comparison but are paid before travel, not monthly.

Full-programme comparison: $92,592 (INR 88.56 Lakhs, or INR 0.89 Crore). That combines $51,150 (INR 48.92 Lakhs) tuition and 18 months of off-campus living costs.

It excludes books, university fees, health insurance, visa charges, deposits, travel, and airfare.

A 50L education loan at 10.5% for 10 years costs about INR 65,000-70,000 each month.

Plan an education loan against the St. John’s first-year budget

St. John’s University Scholarships for Indian Students

Graduate merit scholarships range from $3,000-$9,000 annually (INR 2.87-8.61 Lakhs) and require no separate form.

International students need nine credits in both fall and spring for graduate scholarship eligibility.

Source: St. John’s University graduate scholarships page.

• Merit review needs no separate scholarship form, reducing a second application task.
• Graduate awards can renew for up to three years when the published credit and academic conditions remain satisfied.
• Online, fast-track, pathway, combined-degree, and selected programme routes have separate eligibility limits.
• Actuarial Science, Physician Assistant, and other excluded programmes should not be budgeted with this award without written confirmation.

Undergraduate academic merit awards are automatic for eligible first-time bachelor applicants, but the Fall 2027 amount is not published.

October 1, 2026 is the recommended Spring 2027 graduate deadline. J N Tata’s 2026 window closed March 29, 2026.

K C Mahindra’s closed April 30, 2026, and Narotam Sekhsaria’s closed March 23, 2026.

Source: Official Indian scholarship-provider deadlines.

Compare external scholarship options for St. John’s funding

St. John’s University Tuition Deposit and Payment Options

St. John’s uses one standard $300 enrollment deposit (INR 28,695) for most undergraduate and graduate programmes.

Master of Science in Physician Assistant requires $1,500 (INR 1.43 Lakhs), while Doctor of Physical Therapy requires $500 (INR 47,825).

Queens on-campus housing adds a $400 deposit (INR 38,260) for new residents.

Source: St. John’s University enrollment and housing deposit pages.

The deposit confirms enrollment. Financial documents support the Form I-20, Certificate of Eligibility for Nonimmigrant Student Status.

Methods of payment:

• Bank or telegraphic transfer, using the beneficiary details on the student invoice.
• Flywire, St. John’s named international payment provider for overseas payments.
• A forex card, which can save about 2-3% against a raw wire depending on the quoted rate.
• Education-loan disbursement aligned with the university’s semester due date.

Steps to pay the tuition fee for international students:

1. Accept the offer and complete the enrollment requirements.
2. Pay the applicable enrollment or housing deposit.
3. Submit financial documents and receive the Form I-20.
4. Pay the balance through the semester schedule or approved payment plan.
5. Keep every payment receipt with the visa and funding file.

All fees and semester tuition are due by the semester due date. Registration requires full payment or an online University Payment Plan.

St. John’s publishes no full-payment discount or fixed instalment percentage schedule.

Hidden Costs of Studying at St. John’s University

• Spring 2027 classes begin January 20, 2027. Keep the F-1 visa, I-901 SEVIS payment, and first insurance charge ready before travel.
• The international application fee is $70 (INR 6,696), separate from tuition and deposits.
• The F-1 visa application fee is $185 (INR 17,695), paid to the United States Department of State.
• The I-901 SEVIS fee is $350 (INR 33,478) for the F-1 student visa record.
• Mandatory university health insurance is $1,794.50 per semester (INR 1.72 Lakhs). Spring 2027 entrants have a published $2,234 charge (INR 2.14 Lakhs).
• Books cost $800 annually (INR 76,520), while university fees cost $1,000 annually (INR 95,650).
• English-test retakes, bank charges, foreign-exchange spreads, airfare, visa-interview travel, and initial setup purchases have no fixed university figure.

Cash Needed Before Arrival: The 30-credit route needs $2,699.50 (INR 2.58 Lakhs) before arrival without university housing. This covers the application fee, enrollment deposit, visa fee, SEVIS fee, and first insurance charge. The on-campus case needs $3,099.50 (INR 2.96 Lakhs) after adding the housing deposit. These totals exclude tuition balance due before arrival, airfare, visa-interview travel, and setup purchases.

Budget approximately INR 2.58-2.96 Lakhs for first-year hidden costs before those excluded arrival items.

Fee Saving Strategies for Indian Students

For Spring 2027, the largest controllable saving is the $3,000-$9,000 graduate merit award (INR 2.87-8.61 Lakhs).

Apply by October 1, 2026 for the recommended graduate deadline, then compare the award with the semester invoice.

• On-campus housing and food total $26,764 annually (INR 25.60 Lakhs), compared with the off-campus benchmark of $24,498 (INR 23.43 Lakhs).
• F-1 students can work up to 20 hours weekly on campus while classes run, and full time during official breaks.
• Off-campus work generally needs one full academic year and United States Citizenship and Immigration Services authorization.
• Section 80E of India’s Income-tax Act allows qualifying individuals to deduct education-loan interest for higher education. It covers interest, not principal.
• The deduction applies for the initial assessment year and seven succeeding years.
• The $1,705 rate (INR 1,63,083) applies to Artificial Intelligence and Data Science. Speech-Language Pathology uses $1,815 (INR 1,73,605) per credit.
• Optional Practical Training (OPT) allows up to 12 months. Eligible Science, Technology, Engineering, and Mathematics (STEM) degrees can add a 24-month extension under current United States rules.

Compare secured and unsecured education-loan options

Is St. John’s University Worth the Cost for Indian Students

The 18-month Artificial Intelligence and Data Science route costs about INR 0.89 Crore. That includes 18 months of off-campus living, before excluded charges.

St. John’s lists Fall and Spring entry for the programme. Its STEM designation can support up to 36 months of OPT when immigration conditions are met.

That work option is not a job guarantee or salary promise. Without a sourced salary figure, affordability depends on the offer, role, and repayment plan.

A 50L education loan at 10.5% for 10 years costs about INR 65,000-70,000 each month.

• Artificial Intelligence and Data Science combines 30 credits with an 18-month duration.
• Its current tuition is $51,150 (INR 48.92 Lakhs).
• The housing and food difference between on-campus and off-campus scenarios is $2,266 annually (INR 2.17 Lakhs), before other living categories.
• Speech-Language Pathology costs $98,010 (INR 93.75 Lakhs) in tuition, so its clinical route needs stronger funding.