BHU Diploma Micro Finance and Entrepreneurship: Fees 2026, Course Duration, Dates, Eligibility

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The Diploma in Micro Finance and Entrepreneurship (DME) is a 1-year part-time programme offered by the Institute of Management Studies (IM-BHU), Faculty of Management Studies, at Banaras Hindu University, Varanasi. The course is designed under the UGC Community College framework and aims to equip students with practical knowledge of microfinance operations, entrepreneurship development, rural finance, self-help groups (SHGs), and small business management. It is open to students currently pursuing or having completed a graduate degree from any recognised university and its affiliated colleges situated in Varanasi. The total fee is Rs. 15,000 per annum, making it one of the most affordable management-oriented diploma programmes in the region. The course is particularly relevant for students interested in rural development, social entrepreneurship, and the growing microfinance sector in India.

As of March 2026, admissions for the 2026-27 session are closed. The next admission cycle for the 2027-28 session is expected to open in February-March 2026, based on the pattern of previous years. Applications are submitted online at bhuonline.in, and admission is through Group Discussion and/or Interview.

Key Points

Offered by the Institute of Management Studies (IM-BHU), one of the oldest and most reputed management institutes in India, ranked #60 by NIRF 2025 in Management.
The course is governed by UGC Community College Ordinances, giving it a structured academic framework.
Open to students pursuing or having completed graduation from any recognised university and its affiliated colleges in Varanasi - not restricted to BHU students only.
Admission is through Group Discussion and/or Interview, with no written entrance exam.
The course is part-time, allowing working professionals and full-time students to pursue it alongside their primary commitments.
The curriculum covers microfinance institutions, SHG-bank linkage, entrepreneurship development, rural credit, and small business management.
Graduates are well-positioned for roles in microfinance institutions (MFIs), NGOs, rural banks, and entrepreneurship ventures.

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Highlights
Fees
Admission
Scholarships
Placements
FAQs

BHU DME Fees

The Diploma in Micro Finance and Entrepreneurship at BHU is highly affordable, with a total fee of Rs. 15,000 for the 1-year programme. This is significantly lower than comparable management diploma programmes at private institutions. The fee is payable as per university norms.

Fee Structure

Fee Component	Amount
Tuition Fee (1 Year)	Rs. 15,000
Application Fee	As per university norms
Examination Fee	As per university norms
Total Fees (1 Year)	Rs. 15,000

Fees are subject to revision by the university.
No hostel facility is separately allotted for this part-time diploma.
Fee payment is made online through bhuonline.in at the time of admission.
There is no refund of the online application fee under any circumstances.

BHU DME Admission 2026

Admission to the Diploma in Micro Finance and Entrepreneurship at BHU is through Group Discussion and/or Interview. There is no written entrance exam. The admission cycle typically opens in February-March each year, and the session commences shortly after. The programme is open to students from any recognised university and its affiliated colleges in Varanasi, making it accessible to a wide pool of applicants.

Admission Dates

Event	Tentative Date
Online Application Opens	February 2026
Last Date to Apply Online (bhuonline.in)	March 2026 (tentative)
Group Discussion / Interview	March-April 2026 (tentative)
Merit/Selection List Declaration	April 2026 (tentative)
Commencement of Classes	April-May 2026 (tentative)

Exact dates for 2026-27 are yet to be published. Dates above are based on the pattern of previous years. Check bhuonline.in and the official BHU website for updates.

Relevant Exam Dates

There is no mandatory national-level entrance exam for this diploma. Admission is through Group Discussion and/or Interview conducted by IM-BHU.

The dates mentioned above are tentative and subject to change.

Eligibility Criteria:

Must be pursuing a Graduate Degree or must have graduated from any recognised university and its affiliated degree colleges situated in Varanasi.
No specific subject requirement at graduation level; students from any discipline (Arts, Science, Commerce, Management) are eligible.
No minimum percentage requirement specified; however, a good academic record is preferred.

Admission Process:

Fill the online application form at bhuonline.in and pay the application fee online during the February-March application window.
Submit the required documents as specified in the admission notification (Special Courses of Study bulletin).
Shortlisted candidates will be called for Group Discussion and/or Interview conducted by IM-BHU.
Final selection is based on performance in the GD/Interview process.
Admitted students must complete fee payment and document verification to confirm their seat.

BHU DME Scholarships 2026

BHU, as a centrally funded university, offers various scholarships to eligible students. Students enrolled in the DME programme may avail themselves of state and central government scholarship schemes applicable to their primary degree programme. The following scholarships are relevant for eligible students:

BHU and government scholarships cover a range of categories including merit, economic need, and social background. SC/ST/OBC students and economically weaker students can benefit from state and central government schemes. The university's own scholarship schemes provide additional support to meritorious and differently-abled students.

Scholarship Details

Scholarship	Eligibility	Amount/Benefit
BHU Merit Scholarship (Rank Holders)	1st and 2nd rank holders in respective examinations	Rs. 4,000 (1st rank) / Rs. 3,000 (2nd rank) one-time
BHU Scholarship for Economically Weak Students	Family income below Rs. 1 lakh per annum; 75% attendance	Free meals (lunch and dinner) for 7 months + Rs. 2,000 annually
BHU Scholarship for Blind/Physically Challenged Students	Blind or physically challenged students	Free meals under Annadaan Yojana + Rs. 4,000-5,000 annually
UP Post-Matric Scholarship (for UP domicile students)	SC/ST/OBC/Minority students; family income up to Rs. 2-2.5 lakh	Fee reimbursement + maintenance allowance (varies by category)
National Scholarship Portal (NSP)	SC/ST/OBC/Minority students across India	Varies by scheme and category
S.N. Ranade Scholarship	Students with excellent academic record	Varies as per performance

Students already receiving another scholarship are NOT eligible for BHU scholarships simultaneously.
UP Scholarship is available to students domiciled in Uttar Pradesh; students from other states may apply through the National Scholarship Portal.
Application for BHU scholarships is through the university administration office.

BHU DME Placement 2026

Placement data exclusive to the Diploma in Micro Finance and Entrepreneurship at BHU is not separately published, as this is a part-time diploma programme. However, IM-BHU (the Institute of Management Studies, BHU) has a strong placement record for its flagship MBA programmes, with companies from BFSI, consulting, and FMCG sectors visiting the campus. Diploma students benefit from the IM-BHU brand and network. Career opportunities for DME graduates include roles in microfinance institutions (MFIs) such as Bandhan Bank, SKS Microfinance, Ujjivan, and Grameen Bank; NGOs working in rural development; regional rural banks (RRBs); NABARD; and self-employment through entrepreneurship ventures. The growing microfinance sector in India, with a loan portfolio exceeding Rs. 3 lakh crore, offers significant career opportunities for trained professionals.

Career Opportunities

Organization Type	Examples
Microfinance Institutions (MFIs)	Bandhan Bank, SKS Microfinance, Ujjivan, Grameen Bank
NGOs	Working in rural development
Regional Rural Banks (RRBs)	-
NABARD	-
Self-employment	Entrepreneurship ventures

BHU DME FAQs

Ques. I am a student of a college affiliated to a university other than BHU but located in Varanasi. Am I eligible for the DME programme?

Ans. Yes. The eligibility for the Diploma in Micro Finance and Entrepreneurship is open to students pursuing a graduate degree or graduates from any recognised university and its affiliated degree colleges situated in Varanasi. You do not need to be a BHU student specifically, as long as your college is located in Varanasi.

Ques. Is there any written entrance exam for the DME programme at BHU?

Ans. No, there is no written entrance exam. Admission is through Group Discussion and/or Interview conducted by the Institute of Management Studies, BHU. Candidates are shortlisted based on their application and then called for the GD/Interview process.

Ques. What is the scope of microfinance as a career in India?

Ans. India's microfinance sector is one of the largest in the world, with over 6 crore borrowers and a gross loan portfolio exceeding Rs. 3 lakh crore. Major MFIs like Bandhan Bank, Ujjivan Small Finance Bank, CreditAccess Grameen, and Spandana Sphoorty are major employers. NABARD, regional rural banks, and NGOs also offer significant career opportunities. With the government's push for financial inclusion and the Jan Dhan-Aadhaar-Mobile (JAM) trinity, the sector is expected to grow significantly in the coming years.

Ques. Can I pursue the DME alongside my regular graduation programme?

Ans. Yes. Since the DME is a part-time programme, it is designed to be pursued alongside a regular graduation programme. The classes are scheduled to accommodate working students and full-time students. This makes it an excellent add-on qualification for students who want to build management and entrepreneurship skills while completing their primary degree.

Ques. What is the difference between the DME and the PGDBA offered by IM-BHU?

Ans. The DME (Diploma in Micro Finance and Entrepreneurship) is a 1-year part-time programme with a fee of Rs. 15,000, open to graduates and students pursuing graduation from Varanasi-based colleges. The PGDBA (Post Graduate Diploma in Business Administration) is also a 1-year part-time programme but requires graduation plus 3 years of work experience in a supervisory role, with a fee of Rs. 70,000 + Rs. 15,000 regular fee. The DME is more accessible and affordable, while the PGDBA is targeted at working professionals.

Ques. When does the admission process for the DME typically start, and where do I apply?

Ans. The admission process typically starts in February-March each year. Applications are submitted online at bhuonline.in. After applying online, shortlisted candidates are called for Group Discussion and/or Interview at IM-BHU. Keep checking bhuonline.in and the official BHU website (bhu.ac.in) for the exact dates and the Special Courses of Study bulletin for the 2026-27 session.

BHU: 1 Answered Question

How is 5 years integrated law course of BHU and how is the placement there?

Ujjval GuptaA lawyer in the making

BHU LLB Course is better than most Indian Colleges. Some of its salient features are:

Fee is higher than the 3-year course
Tough competition as limited seats are available
It’s a self-financed course
Ranked amongst the 8-10 Law Colleges of India
The amenities at BHU- Infrastructure, Faculty, Exposure, Security all add to its wonderful experience
Massive lush green campus

Placements-

The placements at BHU are above average. You might get to work in law firms, practicing in courts under a senior lawyer. Other corporate sectors or legal advisory jobs are also available. Many BHU students also prefer pursuing Judiciary.

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