GMAT Sentence Correction - For Most Consumers, The Price of Automobile Insurance Continues to Rise Annually

Question:  For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining

“Less detrimental than the effects of bacterial transformation is the effects of bacterial deterioration” - is a GMAT sentence correction question. These types of questions contain grammatical errors in the underlined sentence and we have to choose the correct statement from the options. GMAT sentence correction is a part of GMAT verbal.

Answer: E

Explanation: The given sentence correction question can be checked by the given-below rules:

• Parallelism
• Comparison of two elements
• Modifiers

Without a verb after the "even if," it is implied that the sentence's subject is also the clause's subject due to parallelism. Price is the verb in the sentence, but we don't want it to be the subject of the clause, so (A), (B), and (E) are all incorrect.

For damage claims or traffic rule violations, the accused person is not always the case. Some may have both, some may have one, and some may have both. Not all customers fall into the category of being "free of damage claims and moving infractions." That is a prerequisite. The word "if" can be used to impose a condition. Choice (C) executes this perfectly.

(D) is a difficult choice. Although it doesn't indicate that all consumers are "free of damage claims and moving infractions," it is true that this is not its mistake. The word "despite" is a poorer contrast word since it doesn't produce enough of a contrast. One of those courteous, deferential ways to draw a contrast is using the word "despite." Here, a stark contrast with a less courteous and more striking edge is what we aim to achieve. Sure, the insurance will increase for the unfortunate schmuck who constantly causes accidents and receives moving citations. But it also increases for people with spotless driving histories! How could they? Even is a very powerful word that emphasizes an extremely extreme condition that defies belief. There's nothing gentle about the word "even", whereas "although" is a word that is more gentle, and genteel.

We want to draw a stark difference, but we only want to draw that contrast. For a specific subset of "consumers"—consumers who are "free of damage claims and movement violations." The pronoun "they" is used to refer back to the single plural noun in the phrase. While the words "even" and "if" are used to establish conditions. Because of this, the optimum response is (C).

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